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PayPal: PayPal Credit reviews

4.73
Based on 146,027 reviews, last reviewed 29th Jun 2026
4374900% increase in 5 star reviews
in the past 90 days
12550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026
Ms N's avatar
Ms N

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026
Arunan Sriskantharajah's avatar
Arunan Sriskantharajah

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146177)

Easy app to use.

5
Easy app to use. Gives great repayment options Reviewed on: 8th May 2026

I have used paypal many years and no problem

5
I have used paypal many years and no problem Reviewed on: 8th May 2026

Great service, just when you need it

5
Never had a problem. Anticipate your needs Reviewed on: 8th May 2026

Has helped me buy stuff and pay back and go on holid...

5
Has helped me buy stuff and pay back and go on holidays or book hotels Reviewed on: 8th May 2026

Using PayPal credit has been really smooth and easy...

5
Using PayPal credit has been really smooth and easy for me. It’s easy to manage through the app and very useful would highly recommend it Reviewed on: 8th May 2026

I find PayPal a great payment solution

5
I find PayPal a great payment solution Reviewed on: 8th May 2026

Simple to use credit card.

5
Really simple to keep track of payments and purchases. Although ibwpuld prefer a easier way to clear the credit rather than waiting 3-5 days to take a payment Reviewed on: 8th May 2026

Pretty good.

2
Pretty good, but need to improve Reviewed on: 8th May 2026

Peace of mind re payments & safety.

5
Peace of mind re payments & safety. Easy to do & e mails to keep me informed. Reviewed on: 8th May 2026

Excellent

5
Excellent exceptional. No more comment Reviewed on: 8th May 2026

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