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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (102373 reviews)

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4.90

Based on 102,373 reviews, last reviewed 9th May 2026

2378300% increase in 5 star reviews

in the past 90 days

6950% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

It makes buying lots more easier It makes buying lots more easier Reviewed on: 9th May 2026

Latest lowest rating:

2

Pretty good. Pretty good, but need to improve Reviewed on: 8th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102373)

Easy and practical way for shopping

Easy to get access from most of website online shopping, easy to select the best plan, I would love more reminders about deadlines for payments Reviewed on: 10th April 2026

paypal is always so convinient way of shopping

paypal is always so convinient way of shopping Reviewed on: 10th April 2026

PayPal is a great way to safely spend money

PayPal is a great way to safely spend money Reviewed on: 10th April 2026

20yrs of Worry-free experience

I have not had a single problem with Paypal ever since I first registered. I had no clue about the scope of its benefits and services as my initial reason to register was just so I could make payments to my eBay purchases some 20yrs ago. Fast forward 2026, I am still well pleased and I’m using Paypal actively, on purchases, money transfers to family and friends, and now I’m using the Paypal Credit as well. A number of times I’ve had issues with merchants but Paypal’s customer protection made it all so easy for me to deal with the issue successfully. I would like to take this opportunity to thank you good guys at Paypal for your great service consistently. Reviewed on: 10th April 2026

Always easy and seamless....

I've used PayPal for years now - for buying, selling and for credit purposes. I've never been disappointed and have always received an easy, fast and smooth service. Thank you. Reviewed on: 10th April 2026

Great easy to use service

Great service all round with an easy to use app Reviewed on: 10th April 2026

Accepted in so many places and transactions always g...

Accepted in so many places and transactions always go smoothly. When I receive payments I can transfer to my Bank Instantly which is a big help Reviewed on: 10th April 2026

Very simple to use and great 0% payment option

Very simple to use, great communication and easy to pay off early if you have the ability to do so. I often use it as a 0% payment solution with a range of retailers. I would highly recommend. Reviewed on: 10th April 2026

Paypal is quick and easy to use.

Paypal is quick and easy to use. Recommended to family and friends. They wouldn't use anything else for on-line payments. Reviewed on: 10th April 2026

Straightforward, efficient, useful

Straightforward, efficient, useful Reviewed on: 10th April 2026

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