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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103099 reviews)

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4.90

Based on 103,099 reviews, last reviewed 10th May 2026

2411400% increase in 5 star reviews

in the past 90 days

7050% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

When it works it works Never had issues until.this year when I thought I had teh DD setup but that wasn't the case. Tuis caused a delayed payment and a £12 fee, something th... Read more Reviewed on: 10th May 2026

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103099)

Paypal credit user

I use Paypal credit for any purchase over £100 as it gives an instant 4 month 0% loan! I have to say I have only had to contact the support team on one occassion and they were very helpful albeit they didn't need to do anything other than reassure me on the way that Direct Debit payments are taken. It's a very useful and flexible way to pay... Reviewed on: 11th April 2026

customer services contact.

Make customer services contact easier and faster. Reviewed on: 11th April 2026

Loving the pay in three option

Hassle free payment options and the pay in three is my go to for most purchases. Reviewed on: 11th April 2026

Most Helpful

I have a very good experience and it helped me a lot financially during difficult times. Reviewed on: 11th April 2026

Smooth and Fast

It is so easy to use and make payments. Customer services help on time. Using this in my daily routine and transactions. So far its a good experience and no worries. Reviewed on: 11th April 2026

I am very happy ,I am customer for years.

I am very happy ,I am customer for years. Reviewed on: 11th April 2026

Very clear communication and support via customer se...

Very clear communication and support via customer service is effective and efficient. Highly recommend and definitely a credit provider that is transparent and customer centred. Reviewed on: 11th April 2026

Always a very good friendly service ,thus going thro...

Always a very good friendly service ,thus going through very quickly Reviewed on: 11th April 2026

It is good overall PayPal credit

It is good overall though waiting for credit increase offers as used to be given readily to me, but not receiving for an extremely long time Reviewed on: 11th April 2026

I have always had a good experience with paypal.

I have always had a good experience with paypal. I find it assuring that I am protected with all my purchases. Paypal gives me control over subscriptions too, whereas I have haf difficulty cancelling subscriptions using a card. Reviewed on: 11th April 2026

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