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PayPal: PayPal Credit reviews

4.73
Based on 146,526 reviews, last reviewed 30th Jun 2026
4397750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026
Donna's avatar
Donna

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146559)

I find PayPal quick & efficient,safe to pay.

5
I find PayPal quick & efficient,safe to pay.The same to sort out problems. Reviewed on: 9th May 2026

I have flexibility to pay for shoping online and hel...

5
I have flexibility to pay for shoping online and help me to buy products i love . Reviewed on: 9th May 2026

I have been with PayPal for over 10 years, PayPal ha...

5
I have been with PayPal for over 10 years, PayPal have been upgrading me packages with lots of incentives and products of valuable quality. Making life easier Reviewed on: 9th May 2026

Really easy to keep account on expenditure

5
Really easy to keep account on expenditure Reviewed on: 9th May 2026

Fanciest Credit Card for daily use

5
Pretty easy for the application and the best part is Annual Interest rate lower than traditional banks' credit card. Reviewed on: 9th May 2026

Credit facility has makes purchases more affordable.

5
Credit facility has made it affordable to purchase airline tickets and a number of other items Reviewed on: 9th May 2026

Highly Recommended

5
Excellend service never had any trouble, really useful Reviewed on: 9th May 2026

Very prompt customer service

5
Very prompt customer service over the telephone answering my questions in detail. Reviewed on: 9th May 2026

Smooth service, quick and efficient

5
Smooth service, quick and efficient Reviewed on: 9th May 2026

EVERYTHING IS SMOOTH AND I LIKE IT

5
EVERYTHING IS SMOOTH AND I LIKE IT Reviewed on: 9th May 2026

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