Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103081 reviews)

View other PayPal products

4.90

Based on 103,081 reviews, last reviewed 9th May 2026

2410650% increase in 5 star reviews

in the past 90 days

7050% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is now my main Credit Card. Easy to use and 0% interest rate for 3 months in most of my purchases. It's a no-brainer. Debit and Credit card available on my phone wallet is also a... Read more Reviewed on: 9th May 2026

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (103081)

It is good overall PayPal credit

It is good overall though waiting for credit increase offers as used to be given readily to me, but not receiving for an extremely long time Reviewed on: 11th April 2026

I have always had a good experience with paypal.

I have always had a good experience with paypal. I find it assuring that I am protected with all my purchases. Paypal gives me control over subscriptions too, whereas I have haf difficulty cancelling subscriptions using a card. Reviewed on: 11th April 2026

I have been a PayPal customer for many years.

I have been a PayPal customer for many years. I find that using all that PayPal has to offer gives me piece of mind when I make a purchase. PayPal credit is very helpful especially for larger purchases and at times when you might need that little bit extra spending help. Reviewed on: 11th April 2026

Easy to understand

easy to use, understand when payments are due and how much needed to be paid. Easy to set up direct debit. Reviewed on: 11th April 2026

best digital wallet

I have a positive experience with PayPal. Every purchase is protected, and it gives me the option to pay for some purchases in convenient installments. PayPal also allows me to send money in real time to my daughter, who lives far away from me. I can't do anything other than PayPal. Reviewed on: 11th April 2026

Trustworthy company

I have the security of knowing my transaction are protected. My dealings with customer service has been excellent. They dealt with the issue quickly and without fuss in a professional manner. I have been a customer for Many years and they have gone from strength to strength without losing its respect of it's customers. Reviewed on: 11th April 2026

Easy to use App, with great service

Easy to use App with great service Reviewed on: 11th April 2026

Paypal is a easy way to spread your payments

Paypal is a easy way to spread your payments with Instant decisions and automated Payments with no fuss. so you don't have to spend to much at once and paypal credit to purchaseite costly items Reviewed on: 11th April 2026

Using PayPal credit regularly, both pay in 3 and ins...

Using PayPal credit regularly, both pay in 3 and instalments option, easy and convenient way to spread the cost of any purchases. Reviewed on: 11th April 2026

No problems with PayPal Credit.

No problems with PayPal Credit. Easy to manage. Reviewed on: 11th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 2.53 from 12 reviews
Payments
from PayPal 4.91 from 3709 reviews
Better Off Calculator
from Policy in Practice 4.78 from 491 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 48664 reviews
Payments
from PayPal 4.91 from 3709 reviews
Credit card
from PayPal 4.90 from 80 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub