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PayPal: PayPal Credit reviews

4.73
Based on 146,526 reviews, last reviewed 30th Jun 2026
4397750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable and secure Easy to use, safer and accepted at many different retailers. Reviewed on: 30th June 2026
Donna's avatar
Donna

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146543)

Highly Recommended

5
Excellend service never had any trouble, really useful Reviewed on: 9th May 2026

Very prompt customer service

5
Very prompt customer service over the telephone answering my questions in detail. Reviewed on: 9th May 2026

Smooth service, quick and efficient

5
Smooth service, quick and efficient Reviewed on: 9th May 2026

EVERYTHING IS SMOOTH AND I LIKE IT

5
EVERYTHING IS SMOOTH AND I LIKE IT Reviewed on: 9th May 2026

Paypal has really help me in tricky situations where...

5
Paypal has really help me in tricky situations where money has been really tight. And i am able to afford paying this back at a rate that works for me and paypal as a company. Reviewed on: 9th May 2026

It’s good to use and spend.

5
It’s good to use and spend. I like so much Reviewed on: 9th May 2026

Easy to set up and use they have lots of different o...

5
Easy to set up and use they have lots of different offers and perks so it's a great card to have. Reviewed on: 9th May 2026

I find PayPal the best way to pay for items and it i...

5
I find PayPal the best way to pay for items and it is secure. The best is PayPal credit allows you pay in 3 Reviewed on: 9th May 2026

I have been using PayPal for years now and it has ma...

5
I have been using PayPal for years now and it has made me feel more secure when online shopping. Reviewed on: 9th May 2026

Easy to use, straightforward & simple.

5
Easy to use, straightforward & simple. Clear & accessibile. Helps me manage my money better & allows flexibility. Reviewed on: 9th May 2026

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