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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103057 reviews)

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4.90

Based on 103,057 reviews, last reviewed 9th May 2026

2409450% increase in 5 star reviews

in the past 90 days

7050% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Paypal credit I use PayPal credit and it’s amazing, hassle free great 0% interest for so many months, use for them emergency buys gifts/appliances. I love it recomm... Read more Reviewed on: 9th May 2026

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103057)

I have used PayPal and PayPal credit for many years.

I have used PayPal and PayPal credit for many years. It has been consistently reliable and enabled me to maintain borrowing in a controlled way. Reviewed on: 11th April 2026

EASY TO MANAGE

Extremely easy to manage, and timely reminders about upcoming payments are invaluable. Reviewed on: 11th April 2026

I’ve been using PayPal Credit for a bit now, mostly...

I’ve been using PayPal Credit for a bit now, mostly when I want to split the cost of something bigger. It’s actually really convenient because it’s already built into PayPal, so you don’t have to do anything extra at checkout. Getting approved was quick for me and I could start using it straight away, which was nice. I’ve used it a few times for online shopping and it definitely helps when you don’t want to pay everything upfront. That being said, it’s not something you can be careless with. The interest can add up pretty fast if you don’t pay it off in time, so you have to keep track of what you owe. I also think the layout could be a bit clearer when it comes to managing payments, I’ve had to double check things a couple of times just to be sure. Overall I’d say it’s good if you use it properly and stay on top of it, but it’s not something I’d rely on too much. Reviewed on: 11th April 2026

Fast and nice service easy made transactions

Fast and nice service easy made payments go troygh Reviewed on: 11th April 2026

PayPal, a great service

Very easy to set up and use. The pay in three system is an excellent way to buy goods and pay in stages. Well worth having a PayPal account, with easy instructions and clear rules, to help a client, as well as a great app to make the whole experience easier. Fully recommend PayPal. Reviewed on: 11th April 2026

Great App

Always easy to use the app and plenty of options available. Reviewed on: 11th April 2026

Brilliant, never had a problem with PayPal and easy...

Brilliant, never had a problem with PayPal and easy to use Reviewed on: 11th April 2026

Always find PayPal useful for purchasing online, it’...

Always find PayPal useful for purchasing online, it’s simple to make a payment, and you can keep an eye on all the payments etc, you don’t have to be a computer sizzled either which is a added bonus. Reviewed on: 11th April 2026

credit limit increases are slow.

I’ve been using PayPal for many years and overall my experience has been quite good. The instalment payment option is especially helpful when making larger purchases. However, the credit limit increases have been very slow, particularly for someone like me who shops online frequently. My bank credit card limit is over 10,000, yet my PayPal limit has remained just over 1,000. Reviewed on: 11th April 2026

Very good, very nice :)) .

Very good, very nice :)) ..... easy to use Reviewed on: 11th April 2026

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