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PayPal: PayPal Credit reviews

4.73
Based on 146,374 reviews, last reviewed 30th Jun 2026
4390750% increase in 5 star reviews
in the past 90 days
12700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026
Kat's avatar
Kat

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026
Jason J's avatar
Jason J

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146526)

I find PayPal the best way to pay for items and it i...

5
I find PayPal the best way to pay for items and it is secure. The best is PayPal credit allows you pay in 3 Reviewed on: 9th May 2026

I have been using PayPal for years now and it has ma...

5
I have been using PayPal for years now and it has made me feel more secure when online shopping. Reviewed on: 9th May 2026

Easy to use, straightforward & simple.

5
Easy to use, straightforward & simple. Clear & accessibile. Helps me manage my money better & allows flexibility. Reviewed on: 9th May 2026

Brilliant website good for spreading cost of payments

5
Brilliant website good for spreading cost of payments Reviewed on: 9th May 2026

No comment, so far so good from what I’ve seen other...

4
No comment, so far so good from what I’ve seen other people get out from this app Reviewed on: 9th May 2026

Easiest way to stretch your money

5
Whenever I need to stretch the cost of a purchase, whether big or small, PayPal Credit is always my go-to option. It’s fast, straightforward, and easy to set up. With automatic monthly direct deposits, you never have to worry about missing a payment. Plus, it offers incredible flexibility and a remarkable 0% interest on purchases paid over four months. This feature truly transforms how far your money can go, making it easier to manage expenses without extra cost. Reviewed on: 9th May 2026

My mom was doing her cancer treatment in the usa.

5
My mom was doing her cancer treatment in the usa. The doctors called and said I should come now. I was lost as I spent all my money on her treatment. I then tried paypal qas able to book my tickect and hotel. Because I was able to make the flight I got to see my mom one last time before she passed. Reviewed on: 9th May 2026

Excellence

5
Paypal is very good and reliable Reviewed on: 9th May 2026

Reliable and fast transaction.

5
Reliable and fast transaction. Easy to use and very straight forward Reviewed on: 9th May 2026

Very efficient and effective to use PayPal credit

5
Very efficient and effective to use PayPal credit Reviewed on: 9th May 2026

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