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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146507 reviews)

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4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146507)

Very efficient and effective to use PayPal credit

Very efficient and effective to use PayPal credit Reviewed on: 9th May 2026

Would definitely recommend

never had any issues using paypal - it's easy to use and if there are any issues at all there is all the help you need. Reviewed on: 9th May 2026

Great banking system, well designed

Great banking system, well designed Reviewed on: 9th May 2026

A great credit resort.

Paypal has been a great credit resort for me. It has made making bulk purchases seamless and the reward points convert to actual pounds has been great, acting like a form of discount on certain participating stores. Reviewed on: 9th May 2026

Best service ever simple in touch of fingers

Best service ever simple in touch of fingers Reviewed on: 9th May 2026

Always an easy experience

Always an easy experience I use PayPal for all my shopping needs it’s the safest and most secure service I’ve ever used Reviewed on: 9th May 2026

Quick and simple.

Quick and simple. This is all I’ve got to say. Allow me to continue. Reviewed on: 8th May 2026

Always find the App to be so user friendly &...

Always find the App to be so user friendly & secure Reviewed on: 8th May 2026

Swift service and integrity

I had a pay dispute with a vendor and PayPal refunded me immediately, despite the vendor not actually paying the refund for months Reviewed on: 8th May 2026

PaypaI is a money back Pal

I can buy without hesitation with money back guarantee. If things go wrong I am assured to get the money back within seconds. Complaint procedure is user friendly. Thank you PayPal for being a a real Pal Reviewed on: 8th May 2026

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