Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146488 reviews)

View other PayPal products

4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (146489)

Swift service and integrity

I had a pay dispute with a vendor and PayPal refunded me immediately, despite the vendor not actually paying the refund for months Reviewed on: 8th May 2026

PaypaI is a money back Pal

I can buy without hesitation with money back guarantee. If things go wrong I am assured to get the money back within seconds. Complaint procedure is user friendly. Thank you PayPal for being a a real Pal Reviewed on: 8th May 2026

Pay pal make easy snd secure to make payments

Pay pal make easy snd secure to make payments Reviewed on: 8th May 2026

Excellent service and very easy to use.

Excellent service and very easy to use. Credit was provided rapidly after just a few short questions , will definitely be using PayPal credit again in the future . Reviewed on: 8th May 2026

Easy to use PayPal credit

Easy to use app & clearly described to make it easy to understand Reviewed on: 8th May 2026

PayPal and PayPal credit good for all

I'm using PayPal from long time. PayPal credit is the best option to make my credit score going higher. I recommend it. Reviewed on: 8th May 2026

Paypal Credit allowed me to pay off my phone in mont...

Paypal Credit allowed me to pay off my phone in monthly installments which kept the cost low! Reviewed on: 8th May 2026

All good. Will definitely use again!

All good. Quick and efficient.. Wanted to buy gym equipment and managed to do so with PayPal credit! Reviewed on: 8th May 2026

Always the go to to borrow money and repay so easily.

Always the go to to borrow money and repay so easily. Reviewed on: 8th May 2026

Amazing and fantastic

Very fast good respond. Recommend to everyone. Better than bank. Easy to use. Reviewed on: 8th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.71 from 3757 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 78011 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub