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PayPal: PayPal Credit reviews

4.90
Based on 102,970 reviews, last reviewed 9th May 2026
2405550% increase in 5 star reviews
in the past 90 days
7050% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always been a smooth experience and a trusted service. Always been a smooth experience and a trusted service. Reviewed on: 9th May 2026
Jonathan 's avatar
Jonathan

Latest lowest rating:

1

Absolutely rubbish specially their credit account Absolutely rubbish specially their credit account they charged me extra and don't show actual amount to pay in credit account to due date...paid full ... Read more Reviewed on: 9th May 2026
Usman W's avatar
Usman W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (102970)

great offers with pay in 3, paypal credit and blue r...

5
great offers with pay in 3, paypal credit and blue rewards Reviewed on: 11th April 2026

Never had any issues using PayPal.

5
Never had any issues using PayPal. Always feel 100% safe buying through them knowing my money is safe. Reviewed on: 11th April 2026

I really love PayPal, everything just works as inten...

5
I really love PayPal, everything just works as intended. Reviewed on: 11th April 2026

Paypal has helped me spread the cost of many purchas...

5
Paypal has helped me spread the cost of many purchases especially for more expensive items which I could not afford to buy otherwise. Reviewed on: 11th April 2026

Life saver for minimum wage

5
PayPal credit is great for Christmas and big occasions so you can spread the cost Reviewed on: 11th April 2026

Great service

5
Ive never had an issue with paypal and been using them for years. Reviewed on: 11th April 2026

Great result

5
I purchased 2 football tops on line one was the wrong size and one was the wrong top and a couple of weeks trying to get some satisfaction without success i asked PayPal to step in and within a day i received a full refund. Great result Reviewed on: 11th April 2026

I really like it easy use and I feel safe when i use...

5
I really like it easy use and I feel safe when i use PayPal Reviewed on: 11th April 2026

Always easy to use reliable and accessible

5
Always easy to use reliable and accessible Reviewed on: 11th April 2026

handy and easy to use online would add more value be...

5
handy and easy to use online would add more value being able to use in bricks and mortar stores. Reviewed on: 11th April 2026

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