Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146460 reviews)

View other PayPal products

4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (146460)

They listen and are Responsive when called.

They listen and are Responsive when called. Reviewed on: 8th May 2026

I enjoy being able to use it online when needed and...

I enjoy being able to use it online when needed and now in store Reviewed on: 8th May 2026

I use it to buy equipment with paypal credit.

I use it to buy equipment with paypal credit. Reviewed on: 8th May 2026

Good payments smooth transactions

Good payments smooth transactions Reviewed on: 8th May 2026

Lots of choice : flexible pay .

Lots of choice : flexible pay . More options to buy . Transaction very easy and secured Reviewed on: 8th May 2026

Not great customer care

I’ve had a very poor experience with their customer care Reviewed on: 8th May 2026

Reliable and Convenient for Everyday Payments

Using PayPal has made online payments so much easier for me. It’s simple, fast, and gives me peace of mind whenever I’m shopping or sending money. I really like how secure it feels, especially with buyer protection for extra reassurance. It’s accepted almost everywhere, which makes transactions convenient and hassle-free. While some fees can be a little frustrating, the overall reliability and ease of use make PayPal a platform I trust and use regularly. Reviewed on: 8th May 2026

straight forward and transparent

Easy straight forward and transparent Reviewed on: 8th May 2026

PayPal credit - most feasible

PayPal credit has helped me a lot to make easy purchases and 4 month promotional offer period is a great deal Reviewed on: 8th May 2026

Extremely useful, smooth, quick, handy

Extremely useful, smooth, quick, handy Reviewed on: 8th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Zebra Finance 4.06 from 6 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 77987 reviews
Payments
from PayPal 4.71 from 3757 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub