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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146230 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146230)

PayPal is so easy to use when purchasing goods onlin...

PayPal is so easy to use when purchasing goods online and so easy to use the payment system. I have used PayPal for years and never had a problem using it. PayPal is Excellent,easy, and I can truthfully highly recommend Reviewed on: 17th June 2026

Fantastic customer support

Whenever I have had an issue with a payment, I’ve actually been able to speak to a human and they have always sorted out my issue quickly and efficiently Reviewed on: 17th June 2026

Paypal is always reliable and i feel safe using PayP...

Paypal is always reliable and i feel safe using PayPal for my purchases Reviewed on: 17th June 2026

Its never let me down

Its never let me down 0% fir 4 months all you have to be is disciplined Reviewed on: 17th June 2026

I find using the app to be straightforward and easy.

I find using the app to be straightforward and easy. However. I think PayPal needs to better support to it's customers when company's are trying to take customers money for poor goods and services. Reviewed on: 17th June 2026

Easy to access and use, got a interest free option f...

Easy to access and use, got a interest free option for a purchase Reviewed on: 17th June 2026

Excellent service every time, fast and easy to use

Excellent service every time, fast and easy to use Reviewed on: 17th June 2026

Excellent products and service

Have used PayPal for years. Data's safe, transactions quick, credit options excellent and customer service is great for those times a purchase never turns up. No hesitation in recommending PayPal to others. Reviewed on: 17th June 2026

Always use PP and the Pi3 is a God send let's you ma...

Always use PP and the Pi3 is a God send let's you manage larger payments with ease!! Happy days Reviewed on: 17th June 2026

Great facility for online shopping

I’ve been with PayPal and used their various credit facilities for nearly 20 years. They are very good ànd fair. Only complaint I have is that they haven’t increased my loan credit limit in 10 years; meanwhile, people I know with much worse credit than mine have received double the limit. Reviewed on: 17th June 2026

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