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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146233 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146233)

Excellent products and service

Have used PayPal for years. Data's safe, transactions quick, credit options excellent and customer service is great for those times a purchase never turns up. No hesitation in recommending PayPal to others. Reviewed on: 17th June 2026

Always use PP and the Pi3 is a God send let's you ma...

Always use PP and the Pi3 is a God send let's you manage larger payments with ease!! Happy days Reviewed on: 17th June 2026

Great facility for online shopping

I’ve been with PayPal and used their various credit facilities for nearly 20 years. They are very good ànd fair. Only complaint I have is that they haven’t increased my loan credit limit in 10 years; meanwhile, people I know with much worse credit than mine have received double the limit. Reviewed on: 17th June 2026

Peace of mind

Nice and straightforward as the transfer was paid straight to the seller's account. Reviewed on: 17th June 2026

It makes my live easier whenever I’m.

It makes my live easier whenever I’m. Reviewed on: 17th June 2026

Paypal is easy transaction, fast and friendly as wel...

Paypal is easy transaction, fast and friendly as well as secured :-) Reviewed on: 17th June 2026

Using PayPal was easy and a seamless experience

Using PayPal was easy and a seamless experience Reviewed on: 17th June 2026

Would like more paper contact as sometimes I’m not a...

Would like more paper contact as sometimes I’m not always on the app Reviewed on: 17th June 2026

PayPal Credit is an excellent, flexible financing to...

PayPal Credit is an excellent, flexible financing tool that offers an automatic 0% interest rate for 4 months on purchases over £99. Reviewed on: 17th June 2026

Couldn’t be more pleased

Great service and easy to navigate app. Couldn’t be more pleased Reviewed on: 17th June 2026

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