Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

View other PayPal products

4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (50806)

Quick and easy!

Quick and easy! Best finance app I have on my phone Reviewed on: 27th May 2025

Easy and secure way to pay and manage your cash

Paypal helps me to pay securely and manage my cashflow with various flexible finance options. Reviewed on: 27th May 2025

No problems so far always fairly simple and easy to...

No problems so far always fairly simple and easy to use Reviewed on: 27th May 2025

PayPal and PayPal credit are so easy to set up and use.

PayPal and PayPal credit are so easy to set up and use. Really great service Reviewed on: 27th May 2025

Easy and smooth to use

A long time ago I had my PlayStation account hacked, which was linked to my PayPal. PlayStation/Sony were pretty poor in helping me cancel any transactions but PayPal were immediately on it. Sorted any issues I had and made sure that the payment was reimbursed. Have always had an easy and smooth experience with them Reviewed on: 27th May 2025

Been a paypal credit holder for over year now and I...

Been a paypal credit holder for over year now and I like the split payments option and interest free for certain amount of time.e Reviewed on: 27th May 2025

They could be better

Not happy with how they handle customer query and complaints Reviewed on: 27th May 2025

Giving And Rewarding

i have been using PayPal for years ,without any issues at all. In fact you rewarded me for my royalty by increasing my credit limit at a very important time of my life. Reviewed on: 27th May 2025

I like the options of how I can spend money (can pay...

I like the options of how I can spend money (can pay up front, split payments or also via credit). The security is an added bonus. The best part is the ease of sending money amongst my friend group via the app Reviewed on: 27th May 2025

All my dealings with PayPal have been effortless

All my dealings with PayPal have been effortless Reviewed on: 27th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews
Retail Finance
from V12 Retail Finance 4.71 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payments
from PayPal 4.91 from 3600 reviews
Debit card
from PayPal 4.40 from 2 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub