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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (50806)

Great for all your money needs

I find using PayPal very easy, it's easy to move money around, to see what I have borrowed and to make repayments. I use the app which I find very secure and safe to use. Reviewed on: 27th May 2025

Easy and simple reliable service

Easy and simple reliable service Reviewed on: 27th May 2025

PayPal Credit is a handy option for shopping online...

PayPal Credit is a handy option for shopping online with flexibility with payments. One of the best perks is the 6-month no-interest financing on some purchases. Overall, it’s a great backup for larger buys or when you need a little extra time to pay. Reviewed on: 27th May 2025

Convenient

Very easy to use. Avaliable most places, highly convenient. Reviewed on: 27th May 2025

Easy way to pay usual to spread your spend

Easy way to pay usual to spread your spend Reviewed on: 27th May 2025

Stress free platform to transact.

Stress free platform to transact. PayPal has over the years be providing great service to me as customer. One of the reasons I have been with the company for so long. Keep up the good work. Reviewed on: 27th May 2025

Great for pay in 3

Great for pay in 3 and giving us more options for buying bits we’ve needed interest free Reviewed on: 27th May 2025

Simple and quick ...

Always easy to use no hassle or problems a quick and simple way to pay. Reviewed on: 27th May 2025

Always there for me.

Always there for me. Clear and safe Reviewed on: 27th May 2025

Easy to use and feels like I’m in safe hands

Easy to use and feels like I’m in safe hands Reviewed on: 27th May 2025

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