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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146334 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146334)

Never had an issue with paypal, its my most used for...

Never had an issue with paypal, its my most used form of payment, credit etc. Reviewed on: 17th June 2026

Can’t raise a dispute asks for a link to product whi...

Can’t raise a dispute asks for a link to product which I have done but can’t continue Reviewed on: 17th June 2026

Easy to use , interest free credit

Easy to use , interest free credit Reviewed on: 17th June 2026

Very useful for me spreading costs

Very useful for me spreading costs Reviewed on: 17th June 2026

Excellent service.

Excellent service. Easy to pay, options of payments, a plus the 6 months without interest. And now with the virtual/physical credit card linked to your paypal credit it’s amazing. Reviewed on: 17th June 2026

Great support

I never have any problems with PayPal. If I have a problem with a supplier though, thry are always quick to help. Reviewed on: 17th June 2026

Multiple payment options

Multiple payment options gives me options depending on type/size of purchase Reviewed on: 17th June 2026

Simple easy to use service , never any problems

Simple easy to use service , never any problems Reviewed on: 17th June 2026

Easy to use and reliable.

Easy to use and reliable. Been using for a long time with no issues Reviewed on: 17th June 2026

PayPal is still the best and safest payment method.

PayPal is still the best and safest payment method. Reviewed on: 17th June 2026

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