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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146374 reviews)

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4.73

Based on 146,206 reviews, last reviewed 29th Jun 2026

4382850% increase in 5 star reviews

in the past 90 days

12600% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Secure and simple I find PayPal so simple and easy to use whilst also being very safe. Reviewed on: 29th June 2026

Latest lowest rating:

1

This is the worst lending service provider I have ev... This is the worst lending service provider I have ever used , every-time I tried to pay some off my debt it would take days and as soon as I didn’t ha... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146374)

I’ve been using PayPal for atleast 10 years now - so...

I’ve been using PayPal for atleast 10 years now - so seamless to use and I like the new features they have brought into the app. Reviewed on: 17th June 2026

Paypal always provides great service

Paypal always provides great service Reviewed on: 17th June 2026

No fuss transactions.

No fuss transactions. Very helpful Reviewed on: 17th June 2026

Always easy to pay with paypal.

Always easy to pay with paypal. And I couldn't survive without paypal credit. Thank you Reviewed on: 17th June 2026

Best in the business

These guys have a genuine interest in helping you from start to finish unlike other companies. Best service i have ever had. Reviewed on: 17th June 2026

Excellent

Really good, able to discuss issues with ease and promptly. Reviewed on: 17th June 2026

Great app ! Very easy to access

Easy to use, safe and secure. Cost can be spread in 3 installs to make payments affordable Reviewed on: 17th June 2026

great service,

great service, helped with dispute, use for a lot of features including pay in three and pay later Reviewed on: 17th June 2026

Been using PayPal credit for a couple of years

Been using PayPal credit for a couple of years , 3 months credit 0% brilliant , then comes along PayPal credit Debit card , use it anywhere better than the major banks use and better terms Reviewed on: 17th June 2026

only had a couple of issues ..

Have only had a couple of issues in the 10+ years that I have used paypal. I think the help section could be a bit better but overall have hasmd a reasonably good experience Reviewed on: 17th June 2026

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