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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146404 reviews)

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4.73

Based on 146,374 reviews, last reviewed 30th Jun 2026

4390750% increase in 5 star reviews

in the past 90 days

12700% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great customer services Any time ive had to contact customer services my questions have been answered or appropriate advice given. My experience has been great. Reviewed on: 30th June 2026

Latest lowest rating:

1

PayPal credit Very easy to apply for and use good to spread the cost of items Reviewed on: 30th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (146404)

Great product .

Great product . Easy to use and good interest free terms Reviewed on: 17th June 2026

Amazing service!

Amazing service! So handy to pay for projects on the house. Reviewed on: 17th June 2026

Very convenient to use!

Very convenient to use! Really like the new rewards scheme. Reviewed on: 17th June 2026

I use PayPal credit to split payments for larger ite...

I use PayPal credit to split payments for larger items over time. PayPal has great customer service and is very user friendly Reviewed on: 17th June 2026

great way to relax while shopping

easy to use , great offers and options to pay, I m rarely buying without spitting the total amount Reviewed on: 17th June 2026

Amazing experience

Always an amazing experience with PayPal. Reviewed on: 17th June 2026

Lost £200 due to PayPal

If you have an unresolved dispute with a service provider, don't expect much help from PayPal customer service. They only have access to six months of payment history. I lost £200 for goods that were never supplied, and PayPal refused to refund me because they couldn't access the older transaction records Reviewed on: 17th June 2026

Always my number one payment method.

Always my number one payment method. It is safe to pay online Reviewed on: 17th June 2026

Thanks PayPal!

PayPal has always been an incredibly easy and safe way to purchase good online, I have found their credit extremely useful and simple to use. Reviewed on: 17th June 2026

Easy to pay and maintain plus many retailers

Easy to pay and maintain plus many retailers Reviewed on: 17th June 2026

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