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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (104607 reviews)

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4.90

Based on 104,607 reviews, last reviewed 11th May 2026

2480900% increase in 5 star reviews

in the past 90 days

7350% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

So far so good. Lovely So far so good. Also lovely services and good credit limit Reviewed on: 11th May 2026

Latest lowest rating:

2

Mo worries not sure right now Mo worries not sure what to say ri Reviewed on: 11th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104607)

Things are easy to access and are secure

Things are easy to access and are secure Reviewed on: 13th April 2026

Ive using PayPal for years and it's worked wel...

My experience with PayPal is good. It's a service that also works globally. Reviewed on: 13th April 2026

Would recommend over others

Super handy for payments and gives me the ability to split costs very easily Reviewed on: 13th April 2026

Everything was quick and easy to set up

Everything was quick and easy to set up Reviewed on: 13th April 2026

PayPal Credit, has potential

PayPal is great for PayPal Credit, however there’s a lot more than can be put into it; the user interface is terrible. We can’t select exact transactions we’d like to be paid off and certain amount, it works automatically. Wish I can choose a transaction and select an amount I would like to pay towards it whenever I please (especially for the 4 months 0% interest). Also it’s takes more than 24hrs for transactions to reflect and update total amounts which is annoying. Another issue I have is I keep seeing that I need to update my address despite it being exactly the same as my bank and reaching out to Paypal about it on 2 different occasions which they claimed it was dealt with. Reviewed on: 13th April 2026

Bonus point experience is great don’t get this with...

Bonus point experience is great don’t get this with other credit card companies. Reviewed on: 13th April 2026

I recommended PayPal and PayPal credit to my friends...

I recommended PayPal and PayPal credit to my friends and family because I find it easy and saver to use when buying of places your not sure about any problems the customer services are great essentially when your parcels don’t turn up Reviewed on: 13th April 2026

Easy straight forward to pay for goods with a peace...

Easy straight forward to pay for goods with a peace of mind Reviewed on: 13th April 2026

Can’t really fault them.

Can’t really fault them. Always received a good service. Really like it. Reviewed on: 13th April 2026

always great service easy to use

always great service easy to use Reviewed on: 13th April 2026

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