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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148170 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148170)

Its safe its easy and trusted

Its safe its easy and trusted mostly all companies let you pay through paypal and best part you can split payments Reviewed on: 10th May 2026

Usefuleasy

Easy to use and understand in the app Reviewed on: 10th May 2026

Very user friendly

Very user friendly with both contactless app payments and card depending on your needs. Reviewed on: 10th May 2026

Always easy to use

Always easy to use when I need to and when I’ve had issues or queries customer service agents have been very helpful. Reviewed on: 10th May 2026

Use all methods of paypal to purchase , never a prob...

Use all methods of paypal to purchase , never a problemEXcellent Reviewed on: 10th May 2026

Great Customer Service & Flexible Payments

Absolutely love using the PayPal Credit Card! The 4 months to pay back option is amazing and makes managing bigger purchases so much easier. The customer service team is always helpful and quick to sort any issues through the online chat service. Super easy to add to your wallet and the app is really simple to use too. Highly recommend! Reviewed on: 10th May 2026

Easy to use, great way to flex payments

Easy to use, great way to flex payments Reviewed on: 10th May 2026

Great flexibility and convenience

PayPal credit is really convenient and offers flexibility when paying for large items. The interest free offers are also great. Reviewed on: 10th May 2026

PayPal credit is great for spreading the cost especi...

PayPal credit is great for spreading the cost especially larger purchase easy to set up and use Reviewed on: 10th May 2026

Paypal app.

So far I have found my experience great with the easy use of the app. As to any other part I cannot comment. Reviewed on: 10th May 2026

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