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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148254 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148254)

very easy to manage highly satisfying

very easy to manage highly satisfying Reviewed on: 10th May 2026

Better than others

Not to bad easy to use can use every where Reviewed on: 10th May 2026

Really good service that could be relied upon.

Really good service that could be relied upon. Paypal credit is particularly useful Reviewed on: 10th May 2026

Excellent service.

Excellent service. Safe secure payment for online shopping and transfers of money gifts globally. I’m very happy with PayPal. Thank you. Reviewed on: 10th May 2026

Love their Pay in 3 interest free product

I use paypal credit very often. It helps spread the cost, especially the superb pay in 3 interest free on anything over £20 I also used their superb interest free for 4 months offer to pay for my holiday, so easy to pay back and settle that particular part. Reviewed on: 10th May 2026

Mostly use PayPal with confidence.

Mostly use PayPal with confidence. It's protected and secure. Reviewed on: 10th May 2026

PayPal makes for a quick and easy check out

PayPal makes for a quick and easy check out Reviewed on: 10th May 2026

Very simple and easy to use!

Very simple and easy to use! The app is simple with no issues and I have been using PayPal for the last 15 to 20 years Reviewed on: 10th May 2026

Never had a problem, always reliable and helpful

Never had a problem, always reliable and helpful Reviewed on: 10th May 2026

Very secure and safe payment system

Very secure and safe payment system Reviewed on: 10th May 2026

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