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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148222 reviews)

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4.73

Based on 148,011 reviews, last reviewed 3rd Jul 2026

4465350% increase in 5 star reviews

in the past 90 days

13050% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Excellent PayPal Excellent, PayPal is fast and efficient Reviewed on: 3rd July 2026

Latest lowest rating:

1

Had my PayPal on direct debit for 7 years. Had my PayPal on direct debit for 7 years. No issues. This week a phone call saying I am late with payment?? No it’s on DD so can’t be late it’s on pa... Read more Reviewed on: 3rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (148222)

Very good and convenient to use

Easy to use no hassle, set up was also easy and seems safe to use everywhere. Reviewed on: 10th May 2026

i use PayPal for almost all my spends, it’s fast, se...

I use PayPal for almost all my spends, it’s fast, secure, and the new reward scheme is intuitive. Reviewed on: 10th May 2026

Excellent Service

All round excellent service, app is clear and information and details easy to understand Reviewed on: 10th May 2026

PayPal Credit is simple to understand and strightfow...

PayPal Credit is simple to understand and strightfoward to use. There are very few options and services that can achieve this effieciently. Reviewed on: 10th May 2026

Happiness

Perfect always simple no hassle easy to do anything Reviewed on: 10th May 2026

Excellent service I use it all the time

Excellent service I use it all the time Reviewed on: 10th May 2026

Very good enjoy this app very much

Very good enjoy this app very much Reviewed on: 10th May 2026

Never had a problem with PayPal really ,and pretty r...

Never had a problem with PayPal really ,and pretty rare these days Reviewed on: 10th May 2026

Really easy to use also they resolve matters with co...

Really easy to use also they resolve matters with companys late delivery or items that have poor quality with a positive result for their customers Reviewed on: 10th May 2026

I have used paypal for many years

I have used paypal for many years and not had any issues Reviewed on: 10th May 2026

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