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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,680 reviews, last reviewed 11th May 2026
2484200% increase in 5 star reviews
in the past 90 days
7350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great credit company, alway here to help Great credit company, alway here to help Reviewed on: 11th May 2026
Ricardo T's avatar
Ricardo T

Latest lowest rating:

2

Mo worries not sure right now Mo worries not sure what to say ri Reviewed on: 11th May 2026
Ak's avatar
Ak
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104680)

My credit score went down but I never been behind wi...

4
My credit score went down but I never been behind with the payments and I lost pay in 3 option which is not fair Reviewed on: 13th April 2026
Oliwia P's avatar
Oliwia P

I’ve been working with PayPal for about seven years...

5
I’ve been working with PayPal for about seven years and I’m satisfied with that Reviewed on: 13th April 2026
Farid's avatar
Farid

Seamless and elegant experience.

5
Seamless and elegant experience. No fuss regarding payment. Reviewed on: 13th April 2026
Kenny's avatar
Kenny

Poor customer suport , can’t straight away solve iss...

3
Poor customer suport , can’t straight away solve issues, takes too long to speak to someone and they are not properly trained to deal with all issues Reviewed on: 13th April 2026
Monik88's avatar
Monik88

It was easy to understand the process.

4
It was easy to understand the process. The application process is good with no much hassle Reviewed on: 13th April 2026
Abdul Mukaddas 's avatar
Abdul Mukaddas

Application process was very easy.

5
Application process was very easy. Their fees are very manageable. I’ve had no issues with this service. Reviewed on: 13th April 2026
AJ's avatar
AJ

Great service

5
I have used PayPal for many years .I have never had a problem using PayPal Reviewed on: 13th April 2026
MC's avatar
MC

Great to get money back by shopping normally.

5
Great to get money back by shopping normally. Reviewed on: 13th April 2026
MISS K's avatar
MISS K

Holidays and more holidays!

5
Great! I use to send money to friends and businesses. I also often use PayPal credit and Pay in three. It’s good for when you a little bit short. I paid for my holidays for the last 2 years hah Reviewed on: 13th April 2026
Olga Kozlova's avatar
Olga Kozlova

Brilliant service and much safer!

5
I have used PayPal for years, always an excellent experience and a brilliant service. I feel a lot safer making payment online. Reviewed on: 13th April 2026
Marc's avatar
Marc

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