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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,382 reviews, last reviewed 12th May 2026
2516750% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

trustworthy Always use for all online purchases trustworthy and with many different flexable payment methods Reviewed on: 12th May 2026
Walshy's avatar
Walshy

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (105382)

Safe and reliable.

5
Paypal has been a safe and reliable financial service for the many years I've held an account. Reviewed on: 13th April 2026
Craig T's avatar
Craig T

Great app, good customer service

5
Great app, good customer service Reviewed on: 13th April 2026
Imo's avatar
Imo

Customer service

5
Overall a good service. Easy to use, like the pay in 3 option. I use it often. Reviewed on: 13th April 2026
Leticia L's avatar
Leticia L

PayPal credit is great

5
Very easy to apply for PayPal credit and good options to pay off. Makes buying more expensive things a lot more affordable Reviewed on: 13th April 2026
StuSte's avatar
StuSte

Good options to have a different source of payment

5
Good options to have a different source of payment Reviewed on: 13th April 2026
Terry Lyn's avatar
Terry Lyn

Easy and convenient

5
I have used PayPal for many years, I never had an issue. Reviewed on: 13th April 2026
Simon 's avatar
Simon

Very quick services, Simple app, very easy to use

5
Very quick services, Simple app, very easy to use Reviewed on: 13th April 2026
Katarzyna N's avatar
Katarzyna N

I find PayPal payments easy to use

5
I find PayPal payments easy to use Reviewed on: 13th April 2026
Jeannette B's avatar
Jeannette B

Exexcellent service

5
Excellent service , easy to use would definitely recommend to others Reviewed on: 13th April 2026
Pauline kelly 's avatar
Pauline kelly

They have made everything nice and simple

5
They have made everything nice and simple while still making sure I'm fully in the know about the credit Reviewed on: 13th April 2026
Ross B's avatar
Ross B

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