Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (148805 reviews)

View other PayPal products

4.73

Based on 148,766 reviews, last reviewed 4th Jul 2026

4499750% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Really easy to use. Really easy to use. I feel safer paying with PayPal and won't buy if that option is not available Reviewed on: 4th July 2026

Latest lowest rating:

2

Can't make separate transfers. Can't make separate transfers. Just direct debit Reviewed on: 4th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (148805)

Just so simple and hassle-free.

Just so simple and hassle-free. Particularly the credit options Reviewed on: 11th May 2026

Been using pay pal for years they have always been v...

Been using pay pal for years they have always been very helpful when I have has a problem Reviewed on: 11th May 2026

Very reliable and great customer service

Very reliable and great customer service Reviewed on: 11th May 2026

All good.

All good. Great service and easy to use Reviewed on: 11th May 2026

It’s convenient but direct debt and paying off balan...

It’s convenient but direct debt and paying off balances takes too long to process Reviewed on: 11th May 2026

PayPal easy peasy

PayPal is so easy to use and gives you confidence to buy with knowing you are protected. Reviewed on: 11th May 2026

I just like and trust PayPal its easy to use and pay...

I just like and trust PayPal its easy to use and pay for my items Reviewed on: 11th May 2026

Affordable,easily managed across all platforms whils...

Affordable,easily managed across all platforms whilst knowing your in safe hands. Reviewed on: 11th May 2026

I trust to Paypal more than my bank accounts Excel...

I trust to Paypal more than my bank accounts Excellent service I m so happy with Paypal many thanks Paypal Reviewed on: 11th May 2026

Easy access.

Easy access. Value for money. Secure Reviewed on: 11th May 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 79763 reviews
Payments
from PayPal 4.71 from 3759 reviews
Credit card
from PayPal 4.70 from 101 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub