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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,438 reviews, last reviewed 12th May 2026
2519450% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I like the flexibility Paypal plans give me. I like the flexibility Paypal plans give me. I can choose to pay in full, pay in instalments or defer payment. It means I can schedule payments to w... Read more Reviewed on: 12th May 2026
Fiona Hall's avatar
Fiona Hall

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (105438)

I find it very useful to have and I do like the 0% i...

5
I find it very useful to have and I do like the 0% interest for 4 months on purchases over £100 Reviewed on: 13th April 2026
Jo's avatar
Jo

Never had an issue with PayPal, quick responses

5
Never had an issue with PayPal, they are quick to resolve issues for consumers, customer service both on the phone and via the web is great, both as a seller and as a consumer for selling and buying, invoices are quick and easy, fast links make one off payments a breeze, their credit is quite reasonable compared to competitors Reviewed on: 13th April 2026
James Mulvaney's avatar
James Mulvaney

I use Paypal regularly and always have an easy trans...

5
I use Paypal regularly and always have an easy transaction. Reviewed on: 13th April 2026
Credit Card User's avatar
Credit Card User

Long term customer - easy to use and deal with.

5
Long term customer - easy to use and deal with. Reviewed on: 13th April 2026
D C's avatar
D C

After I using PayPal, I never use any others to pur...

5
After I using PayPal, I never use any others to purchase thing from website, because I feel safe being use PayPal for so many years, So PayPal is my 1st choice to use one website purchase Reviewed on: 13th April 2026
Eugene t's avatar
Eugene t

A company that's 100% got you covered

5
I have been with PayPal for a few years now. Its the only service I will trust to use because I know its always got my back covered if goods are damaged go astray or simply don't arrive. Its also easy to use and to contact . If a company doest accept PayPal then I don't buy from them simple as that. Interest is good if your spreading payments over a longer period. I've never had any issues where PayPal is concerned . Now with the PayPal card it's even better because it gives even more choice for shopping around. Reviewed on: 13th April 2026
Alexandra J's avatar
Alexandra J

Best service.

5
Best service. App is designed to help you with your purchases on reliable finances options. Reviewed on: 13th April 2026
Radu C's avatar
Radu C

All good , no problems encountered

5
All good , no problems encountered Reviewed on: 13th April 2026
Angela L's avatar
Angela L

Loyalty first

5
Been with PayPal for years and have never had any issues with payment or returns always made me feel a sense of security with my transactions Reviewed on: 13th April 2026
Zubair s's avatar
Zubair s

Paypal is simply the best

5
Since I joined PayPal I found them reliable excellent service friendly staff prompt response problems solved efficiently Reviewed on: 13th April 2026
A Ahmed's avatar
A Ahmed

Review PayPal: PayPal Credit now

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