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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (170081)

Brilliant what's not to love

5
I use paypal all the time for purchases as I feel safer. Paypal is quick and easy to pay, they have several payment options making it more flexible and suitable for all budgets. I have security knowing my purchases are covered. They also have the new points systems which I am just about to join. Excellent all round. Reviewed on: 8th June 2026

Interest free for 4 months excellent

5
Interest free for 4 months excellent Reviewed on: 8th June 2026

I am very happy and grateful, one thing could be cha...

5
I am very happy and grateful, one thing could be changed - account details updated quicker . Reviewed on: 8th June 2026

PayPal makes sending and receiving money super easy

5
PayPal makes sending and receiving money super easy. I’ve used it for years and it’s always been fast, convenient, and reliable, especially for online purchases. The app is simple to use, and I like having the extra peace of mind when paying for things online. Reviewed on: 8th June 2026

Great option for buy.

5
Great option for buy. And I’m costumer of PayPal for long time Reviewed on: 8th June 2026

Very easy to set up

5
Very easy to set up and help out money wise Reviewed on: 8th June 2026

Excellent

5
Always helpful use paypal a lot never had any issues Reviewed on: 8th June 2026

Love the flexibility of PayPal, affordable repayment...

5
Love the flexibility of PayPal, affordable repayment options. Customer service is very helpful, and peace of mind knowing they are there to assist you. Reviewed on: 8th June 2026

Easy usage

5
Very good and easy to use app! I really enjoy using PayPal credit and the amount of options it has regarding how to pay such as pay in three etc, it’s very handy to manage my payments Reviewed on: 8th June 2026

Interest Free Grace & Shop Galore!

5
I like that you get 4 months interest free on things over £100. I also enjoy the many options of where I can purchase from. Reviewed on: 8th June 2026

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