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PayPal: PayPal Credit reviews

4.90
Based on 106,673 reviews, last reviewed 14th May 2026
2575850% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best platform for daily trading The best platform for daily trading Reviewed on: 14th May 2026
Edward L's avatar
Edward L

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (106673)

The best option

5
The best of credit, they are the best credit of opinion Reviewed on: 13th April 2026

Communicated well when I had a problem,problem sorte...

5
Communicated well when I had a problem,problem sorted withing 5 minutes. I was worries, but they took that away amazing staff Reviewed on: 13th April 2026

An easy way to pay and good zero percent finance on...

5
An easy way to pay and good zero percent finance on bigger purchases Reviewed on: 13th April 2026

Excellent service.

5
Excellent service. Quick and helpful when needed. Has been a very useful app from paying others or helping me to pay over time. Would be lost without it now. I also love the new points system. Its a great idea. Reviewed on: 13th April 2026

I have a great experience with this,faster,trusted a...

5
I have a great experience with this,faster,trusted and efficient .Exelent,I’m very very very happy about wise Reviewed on: 13th April 2026

Excellent service so straightforward amazing system...

5
Excellent service so straightforward amazing system helps a lot very friendly team Reviewed on: 13th April 2026

PayPal Plus

5
Good rewards and offers in PayPal+ Reviewed on: 13th April 2026

Very easy if I need to spread the cost over months .

5
Very easy if I need to spread the cost over months . Used it for years . Reviewed on: 13th April 2026

Helpful once you get intouch with them .

3
Helpful once you get intouch with them .Still waiting for my money back off paypal for £111.22 27/3/26 still not showing on my paypal account.needing more help on this matter.Sonia Reviewed on: 13th April 2026

Always there when you need them.

5
Always there when you need them. Helps spread the cost of big expenses. Reviewed on: 13th April 2026

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