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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (172715)

good communicator

5
Always receive emails about payments, statements and info Reviewed on: 9th June 2026

Simplicity at its best

5
Overall I enjoy using PayPal Credit for its simple use of service. Reviewed on: 9th June 2026

Great service I have no complaints and would recommend

5
Great service I have no complaints and would recommend Reviewed on: 9th June 2026

Never had an issue when using Paypal and a very easy...

5
Never had an issue when using Paypal and a very easy service to use . Reviewed on: 9th June 2026

Love Using PayPal

5
I’ve been using PayPal for a long time, and it’s always been easy and reliable. The app is user-friendly, and I can quickly find all the information I need without any issues. I use it all the time for both in shop and online payments, and it has never let me down. Highly recommended. Reviewed on: 9th June 2026

I mostly use them to secure my payments

5
I mostly use them to secure my payments Reviewed on: 9th June 2026

I have never had any issues.

5
I have never had any issues. PayPal is easy to use and the security is what I like most about it. It’s ease of use is also a great thing!! Reviewed on: 9th June 2026

Paypal and Paypal credit Accountec...

5
Excellent Customer service and brilliant Account security. Provision of good advice to customers as to how to maximise opportunities using PayPal and PayPal credit services Reviewed on: 9th June 2026

Fantastic and easy service been using it for years a...

5
Fantastic and easy service been using it for years and wouldn’t use anything else Reviewed on: 9th June 2026

It’s a really convenient and useful line of credit

5
It’s a really convenient and useful line of credit Reviewed on: 9th June 2026

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