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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,679 reviews, last reviewed 14th May 2026
2576150% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good credit card. Very good credit card. I can spend on any pos machine Reviewed on: 14th May 2026
oladipo o's avatar
oladipo o

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106679)

I have a great experience with this,faster,trusted a...

5
I have a great experience with this,faster,trusted and efficient .Exelent,I’m very very very happy about wise Reviewed on: 13th April 2026
Elizete Silva's avatar
Elizete Silva

Excellent service so straightforward amazing system...

5
Excellent service so straightforward amazing system helps a lot very friendly team Reviewed on: 13th April 2026
Spuddy's avatar
Spuddy

PayPal Plus

5
Good rewards and offers in PayPal+ Reviewed on: 13th April 2026
SS's avatar
SS

Very easy if I need to spread the cost over months .

5
Very easy if I need to spread the cost over months . Used it for years . Reviewed on: 13th April 2026
Peter Jewitt-mills's avatar
Peter Jewitt-mills

Helpful once you get intouch with them .

3
Helpful once you get intouch with them .Still waiting for my money back off paypal for £111.22 27/3/26 still not showing on my paypal account.needing more help on this matter.Sonia Reviewed on: 13th April 2026
Sonia 's avatar
Sonia

Always there when you need them.

5
Always there when you need them. Helps spread the cost of big expenses. Reviewed on: 13th April 2026
SSS's avatar
SSS

Great for finances

5
PayPal really helps when paying for larger purchases. Reviewed on: 13th April 2026
Donna C's avatar
Donna C

Great service and feels safe and trusted.

5
Great service and feels safe and trusted. Reviewed on: 13th April 2026
Toby M's avatar
Toby M

Easy to use and flexible payment options.

5
Easy to use and flexible payment options. 4 months interest free on £100 purchases are always a plus! Reviewed on: 13th April 2026
James H's avatar
James H

Feel safer with Paypal

5
With Paypal, I feel safer while doing online shopping! Reviewed on: 13th April 2026
Dr F's avatar
Dr F

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