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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168657 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168803)

Good offers

Helped me get a new phone at a very good price with many benefits. Reviewed on: 8th June 2026

Great service

Very pleased with every aspect of PayPal definitely can’t fault them Reviewed on: 8th June 2026

The ease, availability and access is superb.

The ease, availability and access is superb. Even the refund processing and team is reliable. Reviewed on: 8th June 2026

Really good

It is amazing for interest free payments due to my faith, I have been a user of PayPal for over a decade - I can see why I’ve stayed loyal and never had a bad experience. Reviewed on: 8th June 2026

Can’t go wrong with paypal .

I have used PayPal for many years now. It’s easy, reliable and that app is great. Easy to navigate and report provided to break down spending etc. Love that I have extra protection with my main bank account attached to my PayPal, I have PayPal credit & the card which is fantastic & also the pay in 3 option. Thank you PayPal for always helping! Reviewed on: 8th June 2026

Very easy to use.

Very easy to use. Different payment arrangements. Reviewed on: 8th June 2026

Quick easy and lots of rewards

Quick easy and lots of rewards. Easy to communicate and responsive Reviewed on: 8th June 2026

Always use PayPal

I have been using PayPal for years and have always had good service Reviewed on: 8th June 2026

Easy to use, safer method which is reassuring and sa...

Easy to use, safer method which is reassuring and safe to use abroad Reviewed on: 8th June 2026

Great service, very easy to use.

Great service, very easy to use. Definitely recommend Reviewed on: 8th June 2026

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