Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,746 reviews, last reviewed 14th May 2026
2579100% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is easy PayPal is easy and flexible and helps spread repayments when you need it! Would definitely recommend Reviewed on: 14th May 2026
Matt c's avatar
Matt c

Latest lowest rating:

1

Customer service non-existent. Avoid. Customer service is impossible to find. When you do find it, the chat is never responded to (agent just left the chat). It also times out without tell... Read more Reviewed on: 13th May 2026
JWB's avatar
JWB
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (106746)

Good and very prompt customer service

5
Good and very prompt customer service Reviewed on: 13th April 2026
Houria 's avatar
Houria

I've been with paypal for a long time

5
I've been with paypal for a long time Reviewed on: 13th April 2026
Eches C's avatar
Eches C

only here you find 0% interest for 4months

5
only here you find 0% interest for 4months Reviewed on: 13th April 2026
Daniel 's avatar
Daniel

Excellent service on all accounts

5
Excellent service on all accounts Reviewed on: 13th April 2026
Anthony P's avatar
Anthony P

Fast and easy!

5
Fast and easy!Very good for everyone and everything! Reviewed on: 13th April 2026
Razvan R's avatar
Razvan R

PayPal is actually very nice.

4
PayPal is actually very nice. The PayPal point. Reviewed on: 13th April 2026
Christian O's avatar
Christian O

Love using it!

5
I love using it easy and great customer service Reviewed on: 13th April 2026
Amir k's avatar
Amir k

Had PayPal for a long time now.

5
Had PayPal for a long time now. Always been great. Reviewed on: 13th April 2026
Debbie A's avatar
Debbie A

paypal is great

5
it’s very good and i use paypal for almost everything! Reviewed on: 13th April 2026
Sahara 's avatar
Sahara

No fuss or subterfuge; simple to use and easy to kee...

5
No fuss or subterfuge; simple to use and easy to keep track of spending. App is convenient and prompts for repayments when necessary. Useful for the month's when everything us a little tight. Happy to recommend. Reviewed on: 13th April 2026
Alex J's avatar
Alex J

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill