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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168198 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168217)

PayPal can be trusted completely

PayPal can be trusted to investigate and resolve any disputes. I am fully confident in purchasing using Paypal for that very reason. I once. Used this service following a purchase and received a complete re-imbursement Reviewed on: 8th June 2026

PayPal is superb

I have used PayPal for a number of years & the pay in 3 option with no interest has allowed me purchase so many things over the years that I wouldn’t have if I had to pay full price. I use PayPal credit over the four months for more expensive items. Reviewed on: 8th June 2026

Paypal always there

I find that paypal is there when I need it, personal assistant is excellent, when phoning to make an inquiry it's always answered satisfactory Reviewed on: 8th June 2026

Good for 0% purchase so you can pay over a 3 month p...

Good for 0% purchase so you can pay over a 3 month period. Makes purchases easier. Reviewed on: 8th June 2026

Never have a problem.

Never have a problem.. quick and easy to pay for goods using linked cards and occasionally pay in 3 Reviewed on: 8th June 2026

Always use PayPal credit for those big purchases, ea...

Always use PayPal credit for those big purchases, easy to use, never had any issues. Reviewed on: 8th June 2026

Excellent way to budget.

Paypal credit is a very efficient way to pay for goods. It helps me budget and stretch my money to afford more expensive items. Reviewed on: 8th June 2026

Paypal easy peezy

All round experience is great, I use all paypal facilities and have never had an issue or even a reason to call customer services Reviewed on: 8th June 2026

PayPal- paying people not just businesses.

I really appreciate the fact that I can use PayPal Credit (or ani credit card) for payment people, not just business. Reviewed on: 8th June 2026

For financial service and security go Paypal

I have used Paypal since about 2007 and it is obvious if I was not being given the best of service, peace of mind over my information security we would have parted company some time ago. In this day and age security is my main concern and along with extremely good service I know Paypal is watching my back. Reviewed on: 8th June 2026

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