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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,845 reviews, last reviewed 14th May 2026
2583700% increase in 5 star reviews
in the past 90 days
7550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal are provide an excellent customer service. PayPal are provide an excellent customer service. They are extremely helpful. Always use PayPal as I know I’m protected when making any purchase. Reviewed on: 14th May 2026
Kim P's avatar
Kim P

Latest lowest rating:

2

Poor Dispute Handling Rejected a fairly clear cut claim which the financial ombudsman quickly overturned. Each time I disputed the rejection the phone staff seemed amazed b... Read more Reviewed on: 14th May 2026
Lemoner's avatar
Lemoner
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106845)

Convenient and useful to have the interest free cred...

5
Convenient and useful to have the interest free credit easily available for a good period of time! Mobile app is easy to use and responsive - I am able to find what I need quickly and efficiently. Reviewed on: 13th April 2026
Llmb's avatar
Llmb

I have been with PayPal for many years and have no c...

5
I have been with PayPal for many years and have no complaints and found their product very useful and secure, also the service is also good Reviewed on: 13th April 2026
David Johnson's avatar
David Johnson

UI improvement

5
App UI complexity due to finding something very difficult, also the font of contents is so small. Reviewed on: 13th April 2026
Nelson Zhou's avatar
Nelson Zhou

Easy to use only thing is payments take ages to proc...

5
Easy to use only thing is payments take ages to process Reviewed on: 13th April 2026
Kurtys Harrison's avatar
Kurtys Harrison

So easy to use and easy to access app

5
So easy to use and easy to access app Reviewed on: 13th April 2026
Jeremy Ross's avatar
Jeremy Ross

Paypal is the best

5
I use PayPal for everything it’s amazing and very secure I trust it for all my transactions Reviewed on: 13th April 2026
David B's avatar
David B

Excellent service, and safe if something goes wrong

5
Excellent service always got my back, no stress for quick payments and lots of options Reviewed on: 13th April 2026
Dave's avatar
Dave

Safe feeling when you use PayPal

5
Safe feeling when I use PayPal I've problems with sellers and your staff made me feel better and retrieved my money without making me feel as if I was at fault. Reviewed on: 13th April 2026
Alex C's avatar
Alex C

Excellent so happy with PayPal credit

5
Excellent so happy with PayPal credit Reviewed on: 13th April 2026
Farzaneh S's avatar
Farzaneh S

I have been using PayPal for many years, I recommend...

5
I have been using PayPal for many years, I recommend it, they have the option of repaying the loan in 3 installments without interest, or for 6 months, I highly recommend it Reviewed on: 13th April 2026
Krzysztof 's avatar
Krzysztof

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