Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168151 reviews)

View other PayPal products

4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (168156)

Money when I need it

Money when I need it and the pay in three means I don't mount up debt as it's paid off over 3 months Reviewed on: 8th June 2026

Ive had nothing but a brilliant experience with payp...

Ive had nothing but a brilliant experience with paypal credit. I often use the pay over 4months option. As its convenient and no interest. So helps me budget better. Reviewed on: 8th June 2026

Simple to use and plenty of benefits

Simple to use and plenty of benefits Reviewed on: 8th June 2026

A service you can rely on

Quick, easy, not challenging or difficult. Not left with any doubts or uncertainty. Excellent Reviewed on: 8th June 2026

Never any issues.

Never any issues. Always accurate. Reviewed on: 8th June 2026

Reliable and instant credit when needed, great inter...

Reliable and instant credit when needed, great interest free offers Reviewed on: 8th June 2026

PayPal credit

PayPal credit were great, they were very helpful and what I needed. Reviewed on: 8th June 2026

PayPal credit is a brilliant tool for purchasing

PayPal credit allows me to purchase goods and try them at home before I pay. This means I don't have to part with the cash upfront. I use it regularly. Excellent service Reviewed on: 8th June 2026

I have used Paypal for years and have found them a s...

I have used Paypal for years and have found them a safe, reliable and trusted company. Reviewed on: 8th June 2026

Great service

I have never had any problems with PayPal, always reliable and keep me informed if payments. Reviewed on: 8th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Loan
from Snap Finance 4.82 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 87299 reviews
Payments
from PayPal 4.70 from 3809 reviews
Credit card
from PayPal 4.69 from 115 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub