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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106893 reviews)

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4.90

Based on 106,893 reviews, last reviewed 14th May 2026

2585850% increase in 5 star reviews

in the past 90 days

7550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

My experiences have been generally good My experiences have been generally good, particularly once when I had an issue customer service were really helpful. I do think comms could be better,... Read more Reviewed on: 14th May 2026

Latest lowest rating:

2

Poor Dispute Handling Rejected a fairly clear cut claim which the financial ombudsman quickly overturned. Each time I disputed the rejection the phone staff seemed amazed b... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106893)

PayPal is very easy to use.

PayPal is very easy to use. I buy with confidence when the method of payment is PayPal Reviewed on: 13th April 2026

Quality provider!!

Papal always available with a range of payment options. Reviewed on: 13th April 2026

PayPal is great for online and in store purchases an...

PayPal is great for online and in store purchases and it’s simple to use. Reviewed on: 13th April 2026

Excellent customer service, very flexible and secure...

Excellent customer service, very flexible and secure payment method Reviewed on: 13th April 2026

Always very helpful very quick payments made for goo...

Always very helpful very quick payments made for goods bought bringing a safety to online shopping Reviewed on: 13th April 2026

Never had any issues with PayPal

Never had any issues with PayPal Reviewed on: 13th April 2026

really easy to order and use, you get a physical car...

really easy to order and use, you get a physical card and you can use it through Apple Pay Reviewed on: 13th April 2026

Easy to use and easy to track spending and great sup...

Easy to use and easy to track spending and great support and reminders Reviewed on: 13th April 2026

Positive experience so far.

Positive experience so far. No issues encountered with using paypal. App is easy to use and user friendly. Reviewed on: 13th April 2026

I really like the promotion offers provided by PayPa...

I really like the promotion offers provided by PayPal Credit. The 4-month interest-free repayment period is fantastic and gives me a lot of flexibility when managing my monthly expenses. Highly recommended for anyone looking for a bit more breathing room with their payments. Reviewed on: 13th April 2026

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