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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,939 reviews, last reviewed 14th May 2026
2588000% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've used PayPal Credit on numerous occasions bit it... I've used PayPal Credit on numerous occasions bit it for large or small purchases. What I like most about PayPal Credit is that I find very secure, an... Read more Reviewed on: 14th May 2026
Simon Thompson's avatar
Simon Thompson

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (106939)

My experience was disappointed.

4
My experience was disappointed. Reviewed on: 13th April 2026
Dumi's avatar
Dumi

Great service and experience.

4
Great service and experience. I have been using since 2000 Reviewed on: 13th April 2026
Mohammad N's avatar
Mohammad N

Very Helpful and good.

5
Very Helpful and good. Customer service Team is also very cooperative Reviewed on: 13th April 2026
bhoker's avatar
bhoker

PayPal are really easy to deal with.

5
PayPal are really easy to deal with. Reviewed on: 13th April 2026
Ian C's avatar
Ian C

I have used PayPal for many years, online purchases...

5
I have used PayPal for many years, online purchases through PayPal are more secure you are prtected by PayPal if something you purchase has problems why would you not protect yourself, you can also use PayPals pay in three payments when needed for larger purchases, I would recommend PayPal as my go to secure method of payment. Reviewed on: 13th April 2026
Stephen's avatar
Stephen

Very helpful and responsive.

5
Very helpful and responsive.Customer service is amazing. Reviewed on: 13th April 2026
Kristine H's avatar
Kristine H

Easy to manage

5
Easy to manage, credit limit at a sensible level and transparent costs. Reviewed on: 13th April 2026
Ben Hay's avatar
Ben Hay

PayPal's been a lifesaver for me!

5
PayPal's been a lifesaver for me! Super convenient for online transactions, and the buyer protection gives me peace of mind. Reviewed on: 13th April 2026
Arivalagan R's avatar
Arivalagan R

Easy to apply for,credit straight away,very ready ap...

5
Easy to apply for,credit straight away,very ready application Reviewed on: 13th April 2026
Terry J's avatar
Terry J

Always feel safe using paypal and can buy items whic...

5
Always feel safe using paypal and can buy items which would normally be out if my reach as Incan pay over 3 months, Reviewed on: 13th April 2026
Claire A's avatar
Claire A

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