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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168015 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168032)

My PayPal & Me.

I use PayPal credit for all my online purchases £100+ & always use the 0% over 4 months option. It's flexibility is what attracts me the most. Reviewed on: 8th June 2026

PayPal credit is easy to use and easy to keep track of.

PayPal credit is easy to use and easy to keep track of. Payments are quick and simple to make. Reviewed on: 8th June 2026

Very handy.

Easy way to pay for shopping when needed extra support. Reviewed on: 8th June 2026

Have found paypal easy to use and good at resolving...

Have found paypal easy to use and good at resolving any issues that I have had to raise.Very quick to resolve issues with vendors and have always kept me informed of any progress. Reviewed on: 8th June 2026

Easy to use and didn’t take long to set up.

Easy to use and didn’t take long to set up. Will definitely recommend. Reviewed on: 8th June 2026

I use Paypal Credit for online purchases.

I use Paypal Credit for online purchases and I have signed up for the Paypal card. I find it very usual and i like the option to pay up my purchases in a set installment payment plan. I would recommend this to all. Reviewed on: 8th June 2026

Always easy to access.

Always easy to access. Quick efficient service. Reviewed on: 8th June 2026

Great way to pay for much needed items exceeding you...

Great way to pay for much needed items exceeding your monthly budget. Clear terms to avoid paying interest. Reviewed on: 8th June 2026

A reliable payment& credit entity

My payment and refund experience with PayPal has been 10 out of 10 excellent. My only issue came with PayPal credit. I had my bank cards stolen so ordered new ones. Theat meant my payment came out a day late due to me noticing that one was registered as the payment method. I got a £12 charge, and it will affect my credit file after having ZERO late payments for over a decade. So thanks for that PayPal credit ... Reviewed on: 8th June 2026

All ways helpful and good knowledge

All ways helpful and good knowledge Reviewed on: 8th June 2026

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