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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (106971 reviews)

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4.90

Based on 106,972 reviews, last reviewed 14th May 2026

2589550% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I love shopping by PayPal . I enjoyed to shopping by PayPal but sometimes packages goes wrong they are helping but to contact or find them isn’t easy it takes time and hassle. Ot... Read more Reviewed on: 14th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (106972)

The best solution to shopping

PayPal has been my everyday shopping payment method for more than 15 years and I have never had to regret it. Reviewed on: 13th April 2026

Amazing PayPal!

I can't give a score on customer service as I have not had to contact PayPal but I am sure they are very good. PayPal is very good, very easy to use and fair on what they offer. It is my preferred credit card and I love having the actual credit card so I can use anywhere that takes cards. PayPal send in reminders which are very helpful. I definitely recommend PayPal to friends and family. Reviewed on: 13th April 2026

Convenient, easy to set up and use, totally worry free!

Convenient, easy to set up and use, totally worry free! Reviewed on: 13th April 2026

Never had a payment issue.

Never had a payment issue. When I needed assistance with a refund PayPal were abke to sort when the vendor became unresponsive. Reviewed on: 13th April 2026

Very convenient service

Often use paypal and always get maximum help if ever I need it and all services are easy and intuitive to use. I like to use paypal credit and pay in three services to assist me if I am having cash flow issues Ifind this very useful indeed Reviewed on: 13th April 2026

My first option from now!

Very easy and practical to use, it gives you a lot of options to make your life easier Reviewed on: 13th April 2026

Simple to use and easy for transactions

Simple to use and easy for transactions Reviewed on: 13th April 2026

I would highly recommend paypal credit, they are ve...

I would highly recommend paypal credit, they are very easy to work with, the app is easy to use, and they give you all the information you could need. I like the fact they don't rush or pressure credit increases , what I got is what I can afford Reviewed on: 13th April 2026

Excellent

Always use PayPal wherever it’s available Reviewed on: 13th April 2026

Great service

Issues with credit account but excellent service as always Reviewed on: 13th April 2026

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