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PayPal: PayPal Credit reviews

4.73
Based on 149,671 reviews, last reviewed 6th Jul 2026
1848% increase in 5 star reviews
in the past 90 days
2510% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026
Keith P's avatar
Keith P

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026
Stephen EB's avatar
Stephen EB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (153039)

Love using PayPal to make payment.

5
Love using PayPal to make payment. I can shop with a peaceful Reviewed on: 15th May 2026

It’s easy way to pay online & to be safe

5
It’s easy way to pay online & to be safe Reviewed on: 15th May 2026

My paypal

5
I have to say my experience with paypal has been easier than i expected and well worth checking out. Reviewed on: 15th May 2026

Fantastic

5
Secure , efficient and user friendly Reviewed on: 15th May 2026

Paypal Credit was easily accessible with no hassle a...

5
Paypal Credit was easily accessible with no hassle and has low interest on their credit. Reviewed on: 15th May 2026

Legit, easy, simple, clear, concise.

5
Legit, easy, simple, clear, concise. Reviewed on: 15th May 2026

Very useful

5
Great service and very easy to use Reviewed on: 15th May 2026

Really beautiful.

5
Really beautiful. The reminders , the faster payment, the faster longings. Make it easy Reviewed on: 15th May 2026

Good experience- I have been charged a monthly charg...

4
Good experience- I have been charged a monthly charge even when I have paid extra off my credit though! Reviewed on: 15th May 2026

Great overall experience.

5
Great overall experience. Flexible and beneficial perks. Reviewed on: 15th May 2026

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