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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168015 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168032)

Easy to use, absolutely no issues

Easy to use, absolutely no issues Reviewed on: 2nd June 2024

It's great to spread out payments over several month...

It's great to spread out payments over several months without interest and it's great in a pinch or just to help increase credit rating buying large items.You can also link it to apps and use it for everyday things now like shopping only downside is having to call customer service if you want to decrease or cancel credit as sometimes you don't want to leave the unused credit. Reviewed on: 2nd June 2024

excellent service and have a some smooth payment

excellent service and have a some smooth payment Reviewed on: 2nd June 2024

PayPal credit 0 % interest is very useful.

PayPal credit 0 % interest is very useful. Reviewed on: 2nd June 2024

Very small credit limit.

Useful, easy to handle but major down side is that it has Very small credit limit, that has not changed over 3 years of use now. Despite change of circumstances. Reviewed on: 2nd June 2024

Been with PayPal for over a decade and never had any...

Been with PayPal for over a decade and never had any issues. Absolutely recommend Reviewed on: 2nd June 2024

No delays

Refunds are dealt with immediately no delays. Reviewed on: 2nd June 2024

Definitely Recommend

Easy to use as most, if not all retailers take PayPal. Also, if there are any issues, PayPal are highly efficient in sorting out those issues. Reviewed on: 2nd June 2024

Love it and very handy to use for alot of stores

Love it and very handy to use for alot of stores Reviewed on: 2nd June 2024

Brilliant services

Very easy to use and very helpful to buy products from favourite stores Reviewed on: 2nd June 2024

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