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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168100 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168112)

I love PayPal credit it’s amazing

I love PayPal credit it’s amazing Reviewed on: 2nd June 2024

Excellent service by PayPal

Clear and concise summary of your money and spending Reviewed on: 2nd June 2024

Thanks to Paypal people!

Whenever I’ve had cause to speak to a PayPal representative I’ve had a good experience and this is very important to me as a long term customer. I just want to say thank you to those people, it’s them that make the company what it is. Reviewed on: 2nd June 2024

Great service and great communication.

Great service and great communication. Great updates and quick and easy transactions. Easy to follow and understand when payments are due. Reviewed on: 2nd June 2024

A great service to help you pay over time and very s...

A great service to help you pay over time and very secure Reviewed on: 2nd June 2024

Easy, minimal interest charged, clear charges and in...

Easy, minimal interest charged, clear charges and interest free periods Reviewed on: 2nd June 2024

Fantastic opportunity to utilise credit purchases

Fantastic opportunity to utilise credit purchases through PayPal system and to stay accountable when needed. Quick and easy to update account direct through customer service however would benefit from being able to update via the website as well. Reviewed on: 2nd June 2024

PayPal has given me the opportunity to buy stuff wit...

PayPal has given me the opportunity to buy stuff without worrying about payments as the is a lot of flexibility Reviewed on: 2nd June 2024

I was in a bind at one point, and paypal credit was...

I was in a bind at one point, and paypal credit was very lenient Reviewed on: 2nd June 2024

Very simple to use, no hassle.

Very simple to use, no hassle. Good service. Reviewed on: 2nd June 2024

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