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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168143 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168151)

Very easy to use and gives you a period of interest...

Very easy to use and gives you a period of interest free credit which is v helpful particularly because of the cost of living at the moment. Reviewed on: 2nd June 2024

Easy to apply, pay etc.

Easy to apply for credit, easy to pay back, paying minimum or if you want boosted payment. Highly recommended. Reviewed on: 2nd June 2024

Excellent sevice as use this instead of putting bank...

Excellent sevice as use this instead of putting bank details on internet Reviewed on: 2nd June 2024

Very good service.

Very good service. Good credit conditions Reviewed on: 2nd June 2024

Always easy.

Always easy. Never any trouble receiving or releasing my funds. Reviewed on: 2nd June 2024

has good as it gets.

My experience with pay Pal credit has always been good Reviewed on: 2nd June 2024

Always easy to use, payments are quick and anyone I...

Always easy to use, payments are quick and anyone I have spoken to has been able to offer support quickly and efficiently to settle my query. Reviewed on: 2nd June 2024

Very good except ccan’t buy crypto?

Very good except can’t buy crypto? Reviewed on: 2nd June 2024

Well done guys, keep going like this.

Well done guys, keep going like this....thanks Reviewed on: 2nd June 2024

Very good I like PayPal they are very good...

Very good I like PayPal they are very good service Reviewed on: 2nd June 2024

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