Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168174 reviews)

View other PayPal products

4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (168194)

easy to use, payments are easy, it is great it is on...

easy to use, payments are easy, it is great it is on a lot of web sites Reviewed on: 2nd June 2024

Very happy with the service , this paypal pay on 3 i...

Very happy with the service , this paypal pay on 3 is so helpful ! Reviewed on: 2nd June 2024

Great way to pay

Great way to pay and manage payments Reviewed on: 2nd June 2024

Jujuhhnjkijhbbhfdccfdxxchuyrdvjoknbyfg hugging Huggi...

Jujuhhnjkijhbbhfdccfdxxchuyrdvjoknbyfg hugging Huggins Hungary’s hunters hunters ddddgvgjokkkk Reviewed on: 2nd June 2024

Quick and easy to use good service

Quick and easy to use good service Reviewed on: 2nd June 2024

Excellent and very easy to use.

Excellent and very easy to use. I love PayPal credit and the fact that it has 4 months interest free. Also that each transfers a different date. I would recommend it to all friends and family Reviewed on: 2nd June 2024

Generally good, would be good if you could get alert...

Generally good, would be good if you could get alerts when you’re balance is due on the pay later plan Reviewed on: 2nd June 2024

I have used PayPal credit a few times.

I have used PayPal credit a few times. Never ever had an issue. The only thing to add is ease changing m your direct debit amount. Reviewed on: 2nd June 2024

Good customer service

Good customer service and easy to use app Reviewed on: 2nd June 2024

I am very satisfied and glad that I can always count...

I am very satisfied and glad that I can always count on financial support Reviewed on: 2nd June 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 87419 reviews
Payments
from PayPal 4.70 from 3809 reviews
Credit card
from PayPal 4.69 from 115 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub