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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168227 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168287)

I’ve been able to buy things during emergencies with...

I’ve been able to buy things during emergencies with this service. Also, thanks to Credit, I could gift something for my friend very easily instead of waiting to get a loan or saving up over a few months. I always pay over the minimum repayment amount each month and I feel safe for it. It’s easy to manage my balance and check for any activity too. Reviewed on: 2nd June 2024

Help me in everyway reliable in anycost

Help me in everyway reliable in anycost Reviewed on: 2nd June 2024

Good for purchasing electronics items

Good for purchasing electronics items Reviewed on: 2nd June 2024

Never had a problem, easy to work out and very...

Never had a problem, easy to work out and very quick Reviewed on: 2nd June 2024

Pay-pal has made my life easier!

Pay-pal has made my life easier, saving me time and making me feel safer purchasing online. I only wish that they had introduced the pay in 3 option sooner, as it is a great way to spread the cost of purchases without having to pay interest! Reviewed on: 2nd June 2024

Simple and easy to use, no hassle at all!

Simple and easy to use, no hassle at all! Easy to set up direct debits etc Reviewed on: 2nd June 2024

Handy and easy to use,

Handy and easy to use, simple payment plans easy to manage, has come in rwal handy during the longer months when payday is just too far away. Would highly recommend and suggest to friends and family! Reviewed on: 2nd June 2024

Very useful service, handy, no problems , would def...

Very useful service, handy, no problems , would def tell others to use Reviewed on: 2nd June 2024

I am able to manage my payment on my way without int...

I am able to manage my payment on my way without interest Reviewed on: 2nd June 2024

Convenient

It’s always come in handy especially when you do purchases over £99 and have the option to pay in 4 for 0% interest. Reviewed on: 2nd June 2024

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