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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168513 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168513)

PayPal helps me understand how to use credit

I love PayPal but customer service need a little bit more attention and consumer protection also a bit more fine tuning. Paypal helps in making me understand how to use credit. Reviewed on: 3rd June 2024

Pay pal is great for managing your finances

I use pay pal credit all of the time I love the 4 months interest free period for large items it just gives me a little bit more time to pay equally I really like the pay in 3 as well it just makes things a little bit more affordable Reviewed on: 3rd June 2024

Never had any issues, always been helpful and decent...

Never had any issues, always been helpful and decent APR Reviewed on: 3rd June 2024

Very easy to use, never had issues

Very easy to use, never had issues Reviewed on: 3rd June 2024

Never had a problem

Never had a problem using paypal, paypal credit is a great option for spreading payments out especially if there is offers on an no interest gets charged or the pay in 3 method. Paypal makes managing money more easy for the times when you need to pay out for something Reviewed on: 3rd June 2024

Excellent for beginners!!!

As someone new to credit, PayPal credit has been a game changer for me with the four months zero interest. For this reason, PayPal remains the best! Reviewed on: 3rd June 2024

Very easy to use and helpful The app has all the i...

Very easy to use and helpful The app has all the information and instructions for you Reviewed on: 3rd June 2024

Always amazing and efficient.

Always amazing and efficient. Staff are alwayes polite and helpful Reviewed on: 3rd June 2024

Paypal have been brilliant when ever I have contacte...

Paypal have been brilliant when ever I have contacted them, here plenty of reminders and it easy to make a purchase and also easy to make a payment Reviewed on: 3rd June 2024

Used PayPal all the time never had a problem

Used PayPal all the time never had a problem Reviewed on: 3rd June 2024

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