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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (168808 reviews)

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4.73

Based on 167,691 reviews, last reviewed 7th Jul 2026

1469% increase in 5 star reviews

in the past 90 days

1465% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (168869)

Very simple and cost effective method of sending and...

Very simple and cost effective method of sending and receiving money. Never a glitch sincr I've started using the app. Keep up the great work Reviewed on: 3rd June 2024

I can trust PayPal

Easy app to use, I can trust PayPal and rely on PayPal if something goes wrong with a purchase. If PayPal is a payment option I tend buy from a merchant without worrying about getting scammed Reviewed on: 3rd June 2024

Very easy to make payments and very safe, helpful an...

Very easy to make payments and very safe, helpful and overall good customer service Reviewed on: 3rd June 2024

Easy and convenient way to buy mid price products

Easy and convenient way to buy mid price products Reviewed on: 3rd June 2024

Reliable service which gives you an option to spread...

Reliable service which gives you an option to spread payments out making purchases more convenient. Reviewed on: 3rd June 2024

A great help financially to our family when getting...

A great help financially to our family when getting credit was difficult Reviewed on: 3rd June 2024

A very useful tool

I've been using PayPal credit for the past few years and it's made my life very easy. It's pretty straightforward to use and the same with reminding you about outstanding payments. Reviewed on: 3rd June 2024

You can rely on PayPal to sort any problems buying a...

You can rely on PayPal to sort any problems buying and for refunds you know you are in safe hands Reviewed on: 3rd June 2024

Paypal Credit, Credit card without the plastic !

Paypal credit has helped me tremendously, the way it is so easy to just make transactions with no fuss, no stress of repayments as they are split very conveniently. I highly recommend paypal credit to everyone! Reviewed on: 3rd June 2024

Easy to use many options available

Easy to use many options available Reviewed on: 3rd June 2024

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