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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (169432 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (169531)

PayPal credit allows me to spread the cost of big pu...

PayPal credit allows me to spread the cost of big purchases, interest free, over 4 months. It’s meant that I’ve been able to spread the cost during a cost of living crisis. Thank you! Reviewed on: 3rd June 2024

I feel confident using PayPal,it’s secure & iv used...

I feel confident using PayPal,it’s secure & iv used PayPal credit Reviewed on: 3rd June 2024

easy first rate service.

easy first rate service. can help if there is any purchases go wrong. Reviewed on: 3rd June 2024

I’m happy with all experiences, paying is fast all h...

I’m happy with all experiences, paying is fast all have good security I say all my friends that if they need extra money to buy something pay pal is the best option. And best thing about it is that I have few months to pay back without extra charges. Thank you for that Reviewed on: 3rd June 2024

Paypal credit is there when i need it and is easy to...

Paypal credit is there when i need it and is easy to use. Its super quick to check my status via the app so i always know how my account is doing. As long as you keep up with the minimum payments there is no hassle and i can pay it off as quickly as i like through the app with simple payment choices. Reviewed on: 3rd June 2024

I always have a positive experience even when I have...

I always have a positive experience even when I have been conned online PayPal helped to get my money back Reviewed on: 3rd June 2024

Absolutely brilliant always willing to help.

Absolutely brilliant always willing to help.. and my credit limit is amazing Reviewed on: 3rd June 2024

Very easy to use , great option to manage large paym...

Very easy to use , great option to manage large payments Reviewed on: 3rd June 2024

Highly recommend

Got it middle of last year, very handy for paying items in bulk and paying later, highly recommend. Reviewed on: 3rd June 2024

very easy to use and at hand in fast transactions al...

very easy to use and at hand in fast transactions always my first payment option is through PayPal because it is the easiest way for me I am very satisfied with their services Reviewed on: 3rd June 2024

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