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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 106,999 reviews, last reviewed 14th May 2026
2590700% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Quick easy to use and stress free Quick easy to use and stress free Reviewed on: 14th May 2026
Helen's avatar
Helen

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (106999)

Really good through out and easy to use

5
Really good through out and easy to use Reviewed on: 13th April 2026
Alan k's avatar
Alan k

Never had any problems with PayPal.

5
Never had any problems with PayPal. Reviewed on: 13th April 2026
Harry C's avatar
Harry C

It’s all in one credit card

5
It’s all in one credit card – you can pay anywhere with ease or spread your purchases into manageable instalments. For transactions over £99, you get 4 months of interest-free credit. No hassle, no pressure – simply one of the best credit cards I’ve ever used. Reviewed on: 13th April 2026
Julius's avatar
Julius

Easy pay

5
Peace of mind and flexible payments. Reviewed on: 13th April 2026
David O'Connor's avatar
David O'Connor

Excellent service

5
I previously reviewed PayPal and I continue to to rate highly. Great service and customer service is great. Always a pleasure using the service Reviewed on: 13th April 2026
Rob Lascelles's avatar
Rob Lascelles

PayPal - what’s not to love

5
Love the simplicity of making payments and the variety of ways you can pay - the new reward scheme is fantastic - and the bonus offers make getting to the next tier much easier .. the app is also great and the fact that you now have a PayPal debit card really rounds it off Reviewed on: 13th April 2026
Paulski's avatar
Paulski

It is good.

4
It is good and I enjoyed a lot. It helps me to get my fav items in instalments without interest Reviewed on: 13th April 2026
Mohsin Asghar's avatar
Mohsin Asghar

Easy and simple

5
Very easy to use, brilliant when there is a problem with an order, very quick to solve the problem with a case. Was very pleased. Reviewed on: 13th April 2026
Emma c's avatar
Emma c

Every transaction has been smooth and any issues wit...

5
Every transaction has been smooth and any issues with sellers have been resolved quickly and efficiently Reviewed on: 13th April 2026
Kelly H's avatar
Kelly H

Buying stuff

5
It great for buying stuff if you don’t all the money at once Reviewed on: 13th April 2026
Angus Foy 's avatar
Angus Foy

Review PayPal: PayPal Credit now

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