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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149859 reviews)

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4.73

Based on 149,671 reviews, last reviewed 6th Jul 2026

1848% increase in 5 star reviews

in the past 90 days

2510% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149859)

Super convenient.

Super convenient with the added bonus of protection on your purchases. Reviewed on: 11th May 2026

Overall happy with the service

Three months 0% is good but I feel could be 6 months for real value. Overall I’m happy with the service so far and would recommend to others Reviewed on: 11th May 2026

Easy to use, and quick, fast payment and transfer

Easy to use, and quick, fast payment and transfer Reviewed on: 11th May 2026

Good, supportive customer service

Good, supportive customer service Reviewed on: 11th May 2026

Amazing overall experience

It enable you to build your credit score and is available to use both instore and online at may retailers as well as earning points to spend elsewhere. Reviewed on: 11th May 2026

The app is brilliant, the process of buy online and...

The app is brilliant, the process of buy online and paying in 3 with no intrest is genius tbh. Love the service you offer. Reviewed on: 11th May 2026

Easy to use, information easy to find.

Easy to use, information easy to find. Reviewed on: 11th May 2026

Very easy to use with complete control of my account...

Very easy to use with complete control of my account with clarity. Reviewed on: 11th May 2026

Always had a fantastic experience.

Always had a fantastic experience. And so easy to use. Reviewed on: 11th May 2026

I have been using PayPal for years it's an excellent...

I have been using PayPal for years it's an excellent service Reviewed on: 11th May 2026

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