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PayPal: PayPal Credit reviews

4.73
Based on 149,671 reviews, last reviewed 6th Jul 2026
1848% increase in 5 star reviews
in the past 90 days
2510% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026
Keith P's avatar
Keith P

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026
Stephen EB's avatar
Stephen EB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (149822)

Easy to use and Great Customer Care!

5
Always supportive and easy to use the customer care is excellent. Any time I have had an issue customer support has always listened to issues even if they are complex they app and website is easy to use and always keeps me upto date with new service or any pending changes to the service. Reviewed on: 11th May 2026

easy to set up, user friendly, fast and effective.

5
easy to set up, user friendly, fast and effective. So far reliable and efficient Reviewed on: 11th May 2026

I have never had any issues.

5
I have never had any issues. Always seamless and easy to use. Reviewed on: 11th May 2026

Never had a bad experience with PayPal as they alway...

5
Never had a bad experience with PayPal as they always helpful. Reviewed on: 11th May 2026

Simply the best

5
Great experience ! Highly recommend Reviewed on: 11th May 2026

Payments are easy to make.

5
Payments are easy to make. Paypal makes it easy tonpay for things Reviewed on: 11th May 2026

I’ve always used PayPal and have always trusted them

5
I’ve always used PayPal and have always trusted them Reviewed on: 11th May 2026

Great service and delivery service is very helpful a...

5
Great service and delivery service is very helpful and knowledgeable Reviewed on: 11th May 2026

USED IT FOR MANY YEARS WITH NO ISSUES.

5
USED IT FOR MANY YEARS WITH NO ISSUES. MOST TRUSTED ROUND THE WORLD WHEN DEALING WITH FOREIGN TRANSACTIONS. NO FUSS NO DRAMA. PAID INSTANTLY. Reviewed on: 11th May 2026

Paypal Credit is my go to credit provider.

5
Paypal Credit is my go to credit provider. I like the fact I can split payments over 3 months without interest Reviewed on: 11th May 2026

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