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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107073 reviews)

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4.90

Based on 107,073 reviews, last reviewed 14th May 2026

2594000% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Always been there to support me in transactions & kn... Always been there to support me in transactions & knowing my money is safe is a huge bonus Reviewed on: 14th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107073)

Easiest way to pay.

Easiest way to pay. Always convenient especially when sending payments to friends or family. Reviewed on: 13th April 2026

I find easy method to make payments.

I find easy method to make payments. Reviewed on: 13th April 2026

My experience has been effortless from the day I ope...

My experience has been effortless from the day I opened my account. Rarely needed to speak with anyone at PayPal, but when I do, fantastic Reviewed on: 13th April 2026

Very positive throughout with nothing hidden giving...

Very positive throughout with nothing hidden giving loads of flexibility in payments plans Reviewed on: 13th April 2026

If you have a problem they will solve it.

Whenever I’ve needed head they sort things out very quickly, and this includes just general inquiries to full blown disputes. Reviewed on: 13th April 2026

Satisfactory

I have always loved the service and confidence that PayPal offers Reviewed on: 13th April 2026

PayPal Review

I use PayPal for purchases in general and PayPal credit for those bigger purchases. Its a fantastic experience with very helpful agents. I had an issue with a vendor with undelivered goods and PayPal helped immensely in getting my money back. Reviewed on: 13th April 2026

Excellent, Highly recommend

Easy to use and manage on the app, make payments and excellent promotion deals of % interest- highly recommended Reviewed on: 13th April 2026

Excellent service, customer service could be a bit b...

Excellent service, customer service could be a bit better especially when making snap decisions. Nice integrated credit card, crypto however would be much better if I could transfer crypto like other exchanges Reviewed on: 13th April 2026

Great range of options when buying

I have been with PayPal for 20+ years and they are always offering new and improved services. There are always different options to spread payments, pay on credit or gain point using your debit card. Reviewed on: 13th April 2026

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