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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149777 reviews)

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4.73

Based on 149,671 reviews, last reviewed 6th Jul 2026

1848% increase in 5 star reviews

in the past 90 days

2510% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149777)

Excellent service, helps me with managing my money o...

Excellent service, helps me with managing my money over multiple countries and currencies Reviewed on: 11th May 2026

Convenient

Very easy to use, pay in three zero percent is a great feature. Reviewed on: 11th May 2026

good, accurate, reliable and secure.

good, accurate, reliable and secure. those qualities stand our for me Reviewed on: 11th May 2026

Easy to use.

Easy to use. Flexible options. Can be used on a wide range of websites. Reviewed on: 11th May 2026

I love PayPal it's awesome .

I love PayPal it's awesome . I always use it Reviewed on: 11th May 2026

Great service and great choice can not beat PayPal .

Great service and great choice can not beat PayPal . Reviewed on: 11th May 2026

Love using PayPal

Easy to use app and website helps me not over spend Reviewed on: 11th May 2026

Always really smooth

Always really smooth, works well, just sometimes slow with updating the credit info Reviewed on: 11th May 2026

Innovative with very good rates

I tried PayPal when I needed some cash and wanted to build a credit score. After opening the account, and my approval, I started to use Paypal credit in limited way based on their available platform and no card. But within a span of months. I became very impressed with the innovation, and constant improvements from the credit platform. I sincerely believe this platform is reliable and would keep getting better and would recommend it to anyone. Reviewed on: 11th May 2026

Best payment method!

Using PayPal credit or payment fells very secure, PayPal credit is very convenient for shopping, 4 months 0% interest! Highly recommended! I gave this ideas to all my friends and family and most of them joined PayPal! Reviewed on: 11th May 2026

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