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PayPal: PayPal Credit reviews

4.90
Based on 107,109 reviews, last reviewed 14th May 2026
2595700% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best its paypal for credit and every think,easy... The best its paypal for credit and every think,easy to send the money and it’s understanding for every each problem!! And also its help !!! Reviewed on: 14th May 2026
Constantin V's avatar
Constantin V

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107109)

PayPal doing a great job.

5
PayPal doing a great job, helping people against scam as well. Reviewed on: 13th April 2026

Perfect Paypal Provides

5
Excellent facility that make online shopping safe and effective. Transactions are effortless and reliable enabling easy and straightforward purchasing. The credit facility is appreciated and has become a valued facility. Many Thanks! Reviewed on: 13th April 2026

Easy shopping check out every time.

5
Easy shopping check out every time. Always use PayPal for ease of use and managing my money Reviewed on: 13th April 2026

Super service.

5
Super service. Was able to pay for things but by bit! Reviewed on: 13th April 2026

Never had any problems that haven't been sorted quic...

5
Never had any problems that haven't been sorted quickly and effectively Reviewed on: 13th April 2026

It was effortless and quick.

5
It was effortless and quick. More features added. Account adjusted. Reviewed on: 13th April 2026

Used Paypal for years

5
Used paypal for years, always had excellent service and issues resolved easily Reviewed on: 13th April 2026

So easy to use, good to earn points on purchases...

5
So easy to use, good to earn points on purchases too Reviewed on: 13th April 2026

They waive my fees when I was charged for return...

5
They waive my fees when I was charged for return fees Reviewed on: 13th April 2026

I’ve been using PayPal for quite some time, and it c...

5
I’ve been using PayPal for quite some time, and it continues to be one of the most reliable and convenient financial tools out there. Setting up an account is quick, and sending or receiving money takes just a few clicks—perfect for both personal and business use. What I really appreciate is the level of security and buyer protection it offers. It gives me peace of mind when shopping online or making transactions with new sellers. The platform is also widely accepted, which makes it incredibly practical whether you’re paying for services, shopping, or transferring money internationally. The interface is clean and easy to navigate, and I like how everything is tracked clearly, so you always know where your money is going. Overall, PayPal is a smart, efficient, and trustworthy solution for managing online payments and transactions with confidence. Reviewed on: 13th April 2026

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