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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149727 reviews)

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4.73

Based on 149,671 reviews, last reviewed 6th Jul 2026

1848% increase in 5 star reviews

in the past 90 days

2510% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149727)

PayPal review

Always been good when ive used them, especially the barclay card and PayPal collaboration. Reviewed on: 11th May 2026

I feel more safer using PayPal knowing its a safe...

I feel more safer using PayPal knowing its a safe app Reviewed on: 11th May 2026

PayPal credit is my pal

I find PayPal easy to use and because there are options like PayPal credit it means I can buy anytime and pay later. It’s easy to see how much I owe & how much I need to pay is clearly shown. PayPal credit is great at Christmas or birthdays, weddings & other celebrations, when there are a lot of outgoings. It can be paid off quickly. I don’t have to go into my bank to make payments as with credit cards, which I no longer need now I’ve got PayPal credit. I love PayPal credit & would highly recommend it to any friends or family. It really is my pal Reviewed on: 11th May 2026

I’m so happy customer.

I’m so happy customer. Everything works for me. Clear easy to use. Reviewed on: 11th May 2026

Always quick and efficient customer service and I fe...

Always quick and efficient customer service and I feel listened too I have been with PayPal a long time and never been disappointed. Reviewed on: 11th May 2026

Really easy to use and understand

Really easy to use and understand Reviewed on: 11th May 2026

Perfect money management

Ive used it several times and its a great flexible way to pay - 4 months interest free makes it so easy to manage buying that something youre after. Also when returning items and being refunded, they make it very easy to manage those funds :) Really enjoy using it Reviewed on: 11th May 2026

Paypal makes buying convienient, safe and easy.

Paypal makes buying convienient, safe and easy. Direct straight to your paypal, options to pay off before interest kicks in what more could you want! Great for mid pay day months, last minute buys and picking up great bargains. Reviewed on: 11th May 2026

I like the PayPal option where I can buy items in 3...

I like the PayPal option where I can buy items in 3 interest-free instalments. Reviewed on: 11th May 2026

PayPal is so good for those emergency or sending saf...

PayPal is so good for those emergency or sending safe payments Reviewed on: 11th May 2026

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