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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107138 reviews)

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4.90

Based on 107,138 reviews, last reviewed 14th May 2026

2597050% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

0% credit for 4 months means I can spread a purchase... 0% credit for 4 months means I can spread a purchase over a 4 month period without being charged interest unlike my credit card that once my fixed 0% ... Read more Reviewed on: 14th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107138)

A great credit service.

A great credit service. Easy and available to use Reviewed on: 13th April 2026

Accurate and reliable, easy to operate in a systemat...

Accurate and reliable, easy to operate in a systematic manner Reviewed on: 13th April 2026

Always good experience payment using PayPal.

Always good experience payment using PayPal. Reviewed on: 13th April 2026

If I get problem PayPal sort it out.

If I get problem PayPal sort it out. Reviewed on: 13th April 2026

My experience using PayPal credit.

“I’ve had a good experience using PayPal Credit. It’s very convenient for making purchases online and spreading the cost over time. The application process was quick, and everything is easy to manage through the app. I especially like the flexibility it offers when I need it. Overall, a reliable and useful service.” Reviewed on: 13th April 2026

Ease of paying.

Ease of paying. Many companies are honouring pay by PayPal. That’s for me is key. Manner times I don’t keep money in my pocket or on the card, PayPal comes in very very handy. 10 out of 10. Thank you Reviewed on: 13th April 2026

I am extremely grateful for this opportunity because...

I am extremely grateful for this opportunity because it helped me when I needed extra help Reviewed on: 13th April 2026

Give it a try

Paypal credit is decent as a lender and the fees are much more manageable than other lenders. Reviewed on: 13th April 2026

PAYPAL LIFE SAVIOUR

PayPal make life easy ,installments, payment plans and many more . Thank you Reviewed on: 13th April 2026

PayPal Credit is a very good service.

PayPal Credit is a very good service. If you pay on time, your credit limit increases very quickly. It’s easy to pay for goods and other things. Overall, I see a big future for PayPal Credit. Thank you. Reviewed on: 13th April 2026

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