Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (107168 reviews)

View other PayPal products

4.90

Based on 107,168 reviews, last reviewed 14th May 2026

2598500% increase in 5 star reviews

in the past 90 days

7600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I have a good experience to use it , it is very easy... I have a good experience to use it , it is very easy to use Reviewed on: 14th May 2026

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (107168)

Good easy credit lender

Easy to use and set up, really easy to make payments and set up regular payments Reviewed on: 13th April 2026

I love PayPal.

I love PayPal. I’m the customer for about 15 years. No complaints Reviewed on: 13th April 2026

4 months to pay interest free which is brilliant am...

4 months to pay interest free which is brilliant am I able to book holidays and work around paying it off Reviewed on: 13th April 2026

Never had an issue with PayPal!

Never had an issue with PayPal! Confident buy through them! Reviewed on: 13th April 2026

This gives me the option to spend what I spend over...

This gives me the option to spend what I spend over a couple of months which I am able to purchase what I would like at affordable cost Reviewed on: 13th April 2026

Easy to use, good interface on the app and it makes...

Easy to use, good interface on the app and it makes paying back easy. Able to use it on many different websites. Reviewed on: 13th April 2026

Excellent customer services

Contacted customer services, and they were very friendly and helpful, simply the best Reviewed on: 13th April 2026

Best shopping experience even when you don't have yo...

Best shopping experience even when you don't have your own money. Reviewed on: 13th April 2026

Great customer service, everything gets resolved wh...

Great customer service, everything gets resolved whenever put claim in. Flexible and reliable payments Reviewed on: 13th April 2026

Paypal for all my purchases!

I love PayPal, it’s so easy to use and feels safe! I love that I can now use PayPal on Apple Pay. Reviewed on: 13th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Account
from Shop Direct 4.33 from 27 reviews
Retail Finance
from V12 Retail Finance 4.68 from 25 reviews
Payments
from PayPal 4.91 from 3715 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 50842 reviews
Payments
from PayPal 4.91 from 3715 reviews
Credit card
from PayPal 4.90 from 82 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub