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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149528 reviews)

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4.73

Based on 149,327 reviews, last reviewed 5th Jul 2026

4477% increase in 5 star reviews

in the past 90 days

4317% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149528)

Great service overrall, excellent and fast approvals

Great service overrall, excellent and fast approvals Reviewed on: 11th May 2026

Good performance

It's easy and quick to use. I use it locally but also internationally, which is brilliant. Reviewed on: 11th May 2026

Amazing Experience even better if I win that £1000

Amazing Experience even better if I win that £1000 Reviewed on: 11th May 2026

I like using PayPal credit in that it gives you a li...

I like using PayPal credit in that it gives you a little flexibility to pay over 4 months interest free for transactions over £99. Which I like because it gives a focus to pay off in that time and not get into a mindset of leaving it longer and potentially incurring charges and going into debt. Reviewed on: 11th May 2026

I’ve had a great experience using PayPal Credit.

I’ve had a great experience using PayPal Credit. The application process was quick and straightforward, and the flexibility to spread payments over time has been really helpful. The online account management is easy to use, payments process smoothly, and promotional financing options are a nice benefit for larger purchases. Overall, it’s been a convenient and reliable way to manage spending. Reviewed on: 11th May 2026

Been using for years.

Been using for years..incredible service Reviewed on: 11th May 2026

Just brilliant!

Just brilliant! Always great service. Reviewed on: 11th May 2026

It’s really awesome experience having PayPal

It’s really awesome experience having PayPal Reviewed on: 11th May 2026

Used PayPal Credit a few times, very simple and easy...

Used PayPal Credit a few times, very simple and easy to manage. Reviewed on: 11th May 2026

Was very easy to purchase electronics through PayPal...

Was very easy to purchase electronics through PayPal credit Reviewed on: 11th May 2026

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