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PayPal: PayPal Credit reviews

4.73
Based on 149,327 reviews, last reviewed 5th Jul 2026
4477% increase in 5 star reviews
in the past 90 days
4317% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026
Ali A's avatar
Ali A

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026
Stephen EB's avatar
Stephen EB

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (149380)

Perfect for busy people like me.

5
Perfect for busy people like me. Easy payment plans and international transfers Reviewed on: 11th May 2026

It’s safer and helps with spreading your payment.

5
It’s safer and helps with spreading your payment. Reviewed on: 11th May 2026

PayPal is great credit company

5
Paypal is here when I struggle with money. Reviewed on: 11th May 2026

I feel this is safe and trustworthy thanks.

5
I feel this is safe and trustworthy thanks. Reviewed on: 11th May 2026

Very positive and easy to use.

5
Very positive and easy to use. Ideal for helping with 0% interest for a set amount of time. Reviewed on: 11th May 2026

Easy to use.

5
Easy to use. Feels safe. Easy to buy things wanted/ needed online. Reviewed on: 11th May 2026

PayPal is my account of choice

5
I find Pay Pal to be my account of choice when paying suppliers, because I know should there be a problem it will be addressed quickly Reviewed on: 11th May 2026

PayPal give flexibility on simple purchases without...

5
PayPal give flexibility on simple purchases without losing control of credit. Digital card easy to use. Reviewed on: 11th May 2026

I feel safe and covered using it.

5
I feel safe and covered using it. Nice and easy. Great customer service. Reviewed on: 11th May 2026

Convenient

5
Always helps in the hardest times Reviewed on: 11th May 2026

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