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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 107,228 reviews, last reviewed 14th May 2026
2601200% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Convenience of paying interest free over 4 months. Convenience of paying interest free over 4 months. Been using for few years and find it better than using credit for longer period and with high inter... Read more Reviewed on: 14th May 2026
Anne D's avatar
Anne D

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (107228)

Easy to pay and protect, always to help if you need...

5
Easy to pay and protect, always to help if you need them Reviewed on: 13th April 2026
Piotr C's avatar
Piotr C

What’s not to like

5
Ease of use, peace of mind and the option to split payments is so helpful some months - I’d be lost without PayPal at times :) Reviewed on: 13th April 2026
Claire F's avatar
Claire F

Provides safe payment methods for online shopping

5
Provides safe payment methods for online shopping Reviewed on: 13th April 2026
Steffen G's avatar
Steffen G

Excellent service pay in 3 excellent for larger perc...

5
Excellent service pay in 3 excellent for larger perceases Reviewed on: 13th April 2026
christine jones's avatar
christine jones

I could easily set it up, and get a virtual card, wh...

5
I could easily set it up, and get a virtual card, which is is brilliant. You can add to your wallet on your phone and use like a normal card to pay in anywhere that has a card payment. You can also gain points when you pay with PayPal. I always pay monthly and pay any extra that I wanted to. Comes in handy for unexpected payments. The app is so easy to use and you can keep on top of your accounts easily. I haven't had to ask for help from the help line as it is very easy to use. It is clear and concise. Reviewed on: 13th April 2026
Marie H's avatar
Marie H

Paypal review

5
Loving the new rewards system, I use PayPal alot so this is a bonus Reviewed on: 13th April 2026
Bert's avatar
Bert

Love 0% 4 months credit !

5
Love 0% 4 months credit !! Secure, trustworthy easy to use! Reviewed on: 13th April 2026
Bambina's avatar
Bambina

User friendly, platform with a quick and efficient s...

5
User friendly, platform with a quick and efficient service. Consistently good customer care Reviewed on: 13th April 2026
Paul's avatar
Paul

I've used PayPal for years and very happy with the s...

5
I've used PayPal for years and very happy with the service. Super easy to use and trustworthy Reviewed on: 13th April 2026
Selina's avatar
Selina

Excellent , I never buy anything if they don’t excep...

5
Excellent , I never buy anything if they don’t except paypal Reviewed on: 13th April 2026
Maryam r's avatar
Maryam r

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