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PayPal: PayPal Credit reviews

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4.90
Based on 107,271 reviews, last reviewed 14th May 2026
2603100% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Grate service I really like the PayPal credit system Grate service I really like the PayPal credit system Reviewed on: 14th May 2026
Waseem p's avatar
Waseem p

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (107271)

Been with paypal for years very handy pay in 3 easy...

5
Been with paypal for years very handy pay in 3 easy to use Reviewed on: 13th April 2026
Karen H's avatar
Karen H

Use it a lot to help spread costs

5
Use it a lot to help spread costs Reviewed on: 13th April 2026
Julia B's avatar
Julia B

PayPal pre purchase helper

5
PayPal Credit feels like a quiet helper in your pocket giving you the freedom to get what you need now, without the pressure of paying all at once. It’s the kind of support that understands real life isn’t always perfectly timed. Smooth, simple, and there when it matters, it turns “I’ll wait” into “I can move forward.” Reviewed on: 13th April 2026
Christopher 's avatar
Christopher

PayPal is a reliable and widely accepted online paym...

5
PayPal is a reliable and widely accepted online payment platform that makes sending and receiving money quick and convenient. Its user-friendly interface and strong buyer protection policies give added confidence when shopping online or transferring funds. Transactions are usually fast, and the ability to link multiple bank accounts or cards adds flexibility. Reviewed on: 13th April 2026
Adam S's avatar
Adam S

Very easy to use app and application

5
Very easy to use app and application Reviewed on: 13th April 2026
LALA's avatar
LALA

I have nothing bad to say about PayPal credit, very...

5
I have nothing bad to say about PayPal credit, very easy to use and customer service are great when you need them. I honestly would and have recommended many family/friends. Reviewed on: 13th April 2026
JordanMc's avatar
JordanMc

Easy & Safe transfers

5
It is a safer way of transferring money, I always feel secure using PayPal. Reviewed on: 13th April 2026
Sara's avatar
Sara

So simple to use!

5
So simple to use! Never had any issues, would always highly recommended PayPal. Reviewed on: 13th April 2026
Dale H's avatar
Dale H

Fantastic very fast payment.

5
Fantastic very fast payment. Love using paypal credit to help with big payments Reviewed on: 13th April 2026
Jason mcconnell 's avatar
Jason mcconnell

Every thing goes well when you want to pay back, ea...

5
Every thing goes well when you want to pay back, easy to use Reviewed on: 13th April 2026
Happiness 's avatar
Happiness

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