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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149367 reviews)

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4.73

Based on 149,327 reviews, last reviewed 5th Jul 2026

4477% increase in 5 star reviews

in the past 90 days

4317% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149367)

Good service, quick and easy, and secure, no complaints

Good service, quick and easy, and secure, no complaints Reviewed on: 11th May 2026

Good for gifts and emergencies

When I need a bit of extra money, or to send a birthday gift to a niece or nephew it's really quick n easy . Its not always easy to see what payments are coming up, the presentation is good overall , the pay in three is very handy for example when you get a garage bill Reviewed on: 11th May 2026

PayPal Credit is the best ever!

PayPal Credit is the best ever! Allows me to buy big appliances with 4 months to payback, Whenever I buy and have any problems with sellers , I always get support until I get my money back Reviewed on: 11th May 2026

Easy to use, allows you to spread the cost with no e...

Easy to use, allows you to spread the cost with no extra charges. Able to use pretty much everywhere Reviewed on: 11th May 2026

One aop for all

I am using paypal for evert aspect of my financial requirements. Just futting great to all of them. Especially but now pay 4 mints later is my favourite Reviewed on: 11th May 2026

Payment plans are clear and easy to understand.

Payment plans are clear and easy to understand. The varied payment options are varied for different purchases. Reviewed on: 11th May 2026

I had oportunity to call team and sort a loan in dif...

I had oportunity to call team and sort a loan in different patterns that fit my needs. Reviewed on: 11th May 2026

Safe Paypal transactions

Safe and reliable way to shop. I always use Paypal when shopping online. Reviewed on: 11th May 2026

It’s a good experience but it’s very high with it’s...

It’s a good experience but it’s very high with it’s interest Reviewed on: 11th May 2026

Super helpful with any query and problem I had!

Super helpful with any query and problem I had! Reviewed on: 11th May 2026

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