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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149357 reviews)

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4.73

Based on 149,327 reviews, last reviewed 5th Jul 2026

4477% increase in 5 star reviews

in the past 90 days

4317% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149357)

Easy to use,very handy to spread payments over 4 mon...

Easy to use,very handy to spread payments over 4 months Reviewed on: 11th May 2026

Happy with PayPal credit

Like the way payments can be split without interest being added for a number of months. Reviewed on: 11th May 2026

I am using PayPal for 15 years never been disappoint...

I am using PayPal for 15 years never been disappointed, payments always all good sedn money as well I had to open a case before which was solved very fast Reviewed on: 11th May 2026

Service is great, considerate and friendly to custom...

Service is great, considerate and friendly to customers. The interest rate is fair enough and several promotional offers for credit card usage. Reviewed on: 11th May 2026

Great fast and ideal for quick and easy ways to...

Great fast and ideal for quick and easy ways to pay Reviewed on: 11th May 2026

Very simple to use & quick to set up - life saver!

Very simple to use & quick to set up - life saver! Very easy to monitor on the app, no hidden costs. Very valuable service for me at this current time, from a trusted source. Reviewed on: 11th May 2026

Choose me! £1000! Thank you!!!

I get 4 months to pay on big spends with no interest! It offer so much room for financial movement! Gratitude. Reviewed on: 11th May 2026

Easy to access and view balances, good value 0% apr

Easy to access and view balances, good value 0% apr Reviewed on: 11th May 2026

Simple to navigate site and no issues so far,

Simple to navigate site and no issues so far, Reviewed on: 11th May 2026

Safe and secure

Easy to use, safe sign in and verifications, easy to check what's owed and when to pay. Payments are quick to make. Notications are appropriate and timely. Reviewed on: 11th May 2026

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