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PayPal: PayPal Credit reviews

4.90
Based on 107,293 reviews, last reviewed 14th May 2026
2604100% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Let me win! I love paypal, one of the easiest companies to use their app is user friendly with a great interface that makes spending money that little bit easier.... Read more Reviewed on: 14th May 2026
James S's avatar
James S

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (107293)

Been using for long time year it’s fantastic

5
Been using for long time year it’s fantastic Reviewed on: 13th April 2026

PayPal is the most convenient way to pay and the pay...

5
PayPal is the most convenient way to pay and the pay in 3 feature helps me spread the cost of my purchases. Keeps my cash flow good. Reviewed on: 13th April 2026

Above and beyond

5
Allways there when you need help. I have allways felth comfortable useing paypal know that am protected. Reviewed on: 13th April 2026

Secure and good value would definitely recommend to...

5
Secure and good value would definitely recommend to others can use at lots of places Reviewed on: 13th April 2026

Review 1.0

4
I like it because it is good. It is fantastic. It is great. I love it. I use it all the time. Have I typed enough yet? Surely this is enough now?? What the hell. Do I need to write a god damn essay??????? Reviewed on: 13th April 2026

Flexible and clear

5
PayPal gives me the flexibility to make purchases and spread them over an interest free period which I find really useful. It clearly states how long the interest free period is as well so there is no confusion. Reviewed on: 13th April 2026

Excellent app and great service nothing to much trou...

5
Excellent app and great service nothing to much trouble Reviewed on: 13th April 2026

PayPal is a safe way to send and receive money, you...

5
PayPal is a safe way to send and receive money, you always know that PayPal is a great away to do this. Also safe for buying and selling things, your money is always safe. Reviewed on: 13th April 2026

Webchat is great help.

5
Webchat is great help. Problems get solved very quickly or evem calling all gets sorted and recorded Reviewed on: 13th April 2026

Easy to use everytime

5
Easy transactions whenever I use my PayPal account with the added bonus of earning points Reviewed on: 13th April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review