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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149332 reviews)

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4.73

Based on 149,327 reviews, last reviewed 5th Jul 2026

4477% increase in 5 star reviews

in the past 90 days

4317% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149332)

Quick, reliable and easy to use

I’ve been using PayPal Credit for a while now and honestly it’s been really helpful for spreading the cost of larger purchases without the stress. The application process was straightforward and I was approved quickly. I like how easy it is to manage everything through the PayPal app, especially being able to check balances, make payments and track transactions in one place. One thing I appreciate most is the flexibility. The promotional offers on bigger purchases have helped me budget better, and payments usually show instantly which gives peace of mind. Customer support has also been helpful the couple of times I needed assistance. Overall, it’s been a convenient and reliable option for online shopping and managing short-term expenses. Definitely worth considering if you already use PayPal regularly. Reviewed on: 11th May 2026

Paypal is a great way to spread the cost!

Paypal has always been a great way to pay for things. There is options for pay 1,2,3, pay later or paypal credit. It has helped me out loads over the years where I need to make a big purchase and I can pay overtime. Reviewed on: 11th May 2026

Excellent service , top customer service support!

Excellent service , top customer service support! Reviewed on: 11th May 2026

Never thought about PayPal credit card as an option

I never thought about PayPal credit until I reached an online checkout and there was the option to apply. In minutes, I was accepted and paid using the credit card. What made it even better was the interest rate, a lot better than other credit card companies. Reviewed on: 11th May 2026

Amazing experience with PayPal

Amazing experience with PayPal Reviewed on: 11th May 2026

Amazing service

I have used them for years they are amazing. I have never had issues and I always feel safe. Reviewed on: 11th May 2026

It has been a real life saver.

It has been a real life saver, so easy to use and clear visuals that work seamlessly with modern tech. Reviewed on: 11th May 2026

PayPal has always been there to support us, and alwa...

PayPal has always been there to support us, and always been super helpful with customer service and new products! Reviewed on: 11th May 2026

excellent and safe

easy to use, if a problem with the supplier they sort it for you Reviewed on: 11th May 2026

PayPal is an excellent service and very easy to use...

PayPal is an excellent service and very easy to use and to sort out any problems very helpful and easy to deal with 100percent possiblity li terms on buying anything you need will always recommend PayPal very good service Reviewed on: 11th May 2026

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