Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 107,338 reviews, last reviewed 15th May 2026
2606050% increase in 5 star reviews
in the past 90 days
7600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Flexible, Reliable, and just Perfect I’ve used PayPal Credit for over a year now and it’s honestly been one of the most useful financial tools I’ve had. What I love most about it is how s... Read more Reviewed on: 15th May 2026
Reem A's avatar
Reem A

Latest lowest rating:

1

Watch out for hidden credit I bought a product from eBay with Paypal. The transaction was automatically put onto my PayPal credit balance that was previously at zero. I think it ... Read more Reviewed on: 14th May 2026
Andrew White's avatar
Andrew White

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (107338)

I’ve used PayPal for over 20 years and they’ve alway...

5
I’ve used PayPal for over 20 years and they’ve always been reliable, trustworthy and made my transactions seamless. Reviewed on: 13th April 2026

Excellent way of making your payments fast and safe.

5
Excellent way of making your payments fast and safe. Reviewed on: 13th April 2026

*( it's the dogs danggely bits )*

5
It's the best company I have ever had any thing to do with buy far always kept up to date with deals information and any other deals Never get pressured it's just what you would pick if you had that choice of how you would like it to be and that is been totally honest Reviewed on: 13th April 2026

Easy to use, quick and widely accepted

5
Easy to use, quick and widely accepted Reviewed on: 13th April 2026

I’ve been helped a lot by PayPal credit and also the...

5
I’ve been helped a lot by PayPal credit and also the agents that work for PayPal are very helpful and quick to respond so I definitely recommend it to anyone as they won’t have trouble. Reviewed on: 13th April 2026

Been using for long time year it’s fantastic

5
Been using for long time year it’s fantastic Reviewed on: 13th April 2026

PayPal is the most convenient way to pay and the pay...

5
PayPal is the most convenient way to pay and the pay in 3 feature helps me spread the cost of my purchases. Keeps my cash flow good. Reviewed on: 13th April 2026

Above and beyond

5
Allways there when you need help. I have allways felth comfortable useing paypal know that am protected. Reviewed on: 13th April 2026

Secure and good value would definitely recommend to...

5
Secure and good value would definitely recommend to others can use at lots of places Reviewed on: 13th April 2026

Review 1.0

4
I like it because it is good. It is fantastic. It is great. I love it. I use it all the time. Have I typed enough yet? Surely this is enough now?? What the hell. Do I need to write a god damn essay??????? Reviewed on: 13th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 50929 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3716 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 82 reviews
    PayPal
    View all products