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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149172 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149172)

PayPal credit has helped me pay for things over a pe...

PayPal credit has helped me pay for things over a period of time which I find very helpful in my situation Reviewed on: 10th May 2026

Paypal makes things easy

PayPal Credit is a brilliant, flexible way to manage cash flow. - 3/ 4 months interest-free on purchases is a total winner for spreading costs without the stress. It’s incredibly easy to use at checkout and perfect for quick business or personal buys. Highly recommended! Reviewed on: 10th May 2026

So easy to use and easy to access.

So easy to use and easy to access. Pretty much can use it anywhere you want. Its perfect for and is assessible for all my conveniences Reviewed on: 10th May 2026

Excellent service very easy and fast service PayPal...

Excellent service very easy and fast service PayPal debit card because I use only PayPal debit card Reviewed on: 10th May 2026

Love PayPal so simple and easy to use.

Love PayPal so simple and easy to use. Reviewed on: 10th May 2026

So easy to use, Secure and helps me keep my finances...

So easy to use, Secure and helps me keep my finances in order Reviewed on: 10th May 2026

Long term customer

I’ve had PayPal for years and have been extremely easy to use and I’ve never had a single problem Reviewed on: 10th May 2026

Like their points, and easy to use

I like the points, but they're very difficult to earn. Otherwise, it has given me all the flexiblity I needed, and I have been able to make use of the four month intrest free way of splitting my payments. It is also eady to use Reviewed on: 10th May 2026

Excellent experience all round.

Excellent experience all round. Always my go to provider for purchase's The 3 month interest free facility is perfect for me. Reviewed on: 10th May 2026

Quick and easy to understand lay out is good

Quick and easy to understand lay out is good Reviewed on: 10th May 2026

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