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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149133 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (149133)

Love the different ways you can pay

Love the different ways you can pay Reviewed on: 10th May 2026

Easy to use, great app.

Easy to use, great app. Choices rd logging in. All information clearly displayed. Reviewed on: 10th May 2026

Best retail finance provider.

Best retail finance provider. Provides the perfect opportunity for an instant 0% credit for goods. Reviewed on: 10th May 2026

Always done me proud no dramas, always simple and ha...

Always done me proud no dramas, always simple and haven’t had any problems Reviewed on: 10th May 2026

Reliable and secure I never have to worry about my m...

Reliable and secure I never have to worry about my money Reviewed on: 10th May 2026

I use PayPal credit for big or small purchases and t...

I use PayPal credit for big or small purchases and they are very generous with how much they give you Reviewed on: 10th May 2026

PayPal experience

Excellent service provided, no hassle whatsoever Reviewed on: 10th May 2026

Really easy to use and feel secure from fraud

Really easy to use and feel secure from fraud Reviewed on: 10th May 2026

Always smooth transactions.

Always smooth transactions. Never had a problem with this service. Reviewed on: 10th May 2026

Easy from start to finish.

Easy to do and simple to use. Helped me when i needed credi5 and the terms and conditions are clear. Reviewed on: 10th May 2026

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